דרושים Aml Financial Crime Risk Specialist - Road Strong Governance ב-Td Bank ב-Canada, Toronto

Job Description

The Country Compliance and Operational Risk (C&OR) Manager is responsible for ensuring the identification, escalation and timely mitigation of compliance and operational risks in the country in alignment with the Global Compliance -- Enterprise Policy, the Operational Risk Management -- Enterprise Policy (collectively “the Policies”) and the Compliance and Operational Risk Management (“CORM”) Program and Standard Operating Procedures (SOPs).

The Country C&OR Manager assists in engaging other C&OR officers, including horizontal coverage owners and Enterprise Areas of Coverage (“EAC”), to provide comprehensive oversight of FLU/CF activities. This role assists in developing and maintaining a global coverage plan which defines the scope and risk-based focus of the second line’s risk management activities. The Country C&OR Manager assists in preparing materials for C&OR regulatory exams/audits/inquiries and may assist with preparation for FLU/CF regulatory exams/audits/inquiries.

This role is responsible for GCOR coverage of the Global Markets business in Canada. The knowledge and expertise to provide second line oversight is crucial to ensuring the firm meets local regulatory requires relating to monitoring and testing and other oversight requirements. Further, this role is responsible for escalations internally from EIT as well as from regulators and for interpreting the application of local laws, rules and regulations and for conducting annual and target risk assessments. Coveraging is for multiple business lines and functions, including but not limited to equity, fixed income and derivatives sales and trading.

Responsibilities

• Assists in the development of independent risk management reporting for respective area(s) of coverage as input into country/regional governance and management routines

• Assists with the oversight of FLU/CF training which may include content development and/or tracking and communication of completion rates

• Assists with the development and maintenance of C&OR-owned policies and standards and/or the oversight of FLU/CF-owned policies, standards and procedures to ensure regulatory and operational risk requirements are appropriately addressed, inclusive of conduct risk as applicable

• Monitors the regulatory environment to identify regulatory changes applicable to area(s) of coverage and maintains a comprehensive regulatory inventory; may support communication of regulatory changes to the FLU/CF and ensuring that policies, standards, procedures and/or processes are appropriately implemented or amended to address regulatory requirements

• Assists in identifying, aggregating, reporting, escalating, inspecting and challenging remediation plans, and performing thematic analysis on FLU/CF-owned issues and control enhancements

• Assists in remediating C&OR “owned” issues and control enhancements

• Contributes to or leads development of risk coverage plans, executes and / or oversees execution of monitoring, testing and risk assessments, communicates results

• Reviews and challenges the regional contributions to Reviews and challenges the FLU/CF process, risk and control inventory and FLU/CF Risk & Control Self-Assessment (RCSA)

• Supports the review and challenge of internal and external operational loss events, including development of remediation plans to strengthen controls

• Supports Scenario Analysis activities for coverage areas and challenges as appropriate

Qualifications

• University degree or equivalent

• Minimum of 5 years’ experience in securities in a financial institution

• Must have compliance experience in futures and fixed income trading

• Compliance experience in equities trading would be an asset

• French language skills would be an asset

• Project management experience

Key accountabilities will include:

• Building end-to-end expertise in our global functions, including key dependencies, sensitive financial metrics, and risk management strategies
• Managing a team in the effective outreach and research functions of contingency planning
• Preparing detailed contingency plans and reports as required by the regulators as part of the annual Resolution Plan submission
• Detailed analysis of the Bank's risk exposure to each market infrastructure historically and in future projections, involving some financial modelling and risk strategy
• Regular interactions with senior executives on key issues and recommendations as well as participating in interbank working groups in coordination with applicable regulators
• Crafting and implementing optimization strategies
• Building and maintaining strong, collaborative relationships with internal partners in the process of identifying, assessing, and mapping their roles
• Preparing analysis reports

Requirements:

• Professional degree (JD/MBA) and/or advanced professional experience preferred
• Prior experience working with FMIs or with third party management preferred
• Extensive knowledge of capital markets and market infrastructures (from either a trading perspective or an operations perspective)
• Outstanding writing skills, with the ability to turn around material drafts quickly and effectively
• Excellent analytical, communication and interpersonal skills with an ability to interact with all levels
• Strong attention to detail with confirmed ability to process large volumes of information effectively
• Ability to work under pressure and deliver excellence on tight deadlines
• Proficiency with MS Office Suite, with noted competency in Excel

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Job Description:

We are seeking a highly motivated compliance professional to join our global Compliance Strategy and Operations team. In this role you will be responsible for designing, scaling, building, implementing, and maintaining an adaptive and mature Risk Compliance Management program. You will empower first-line risk owners and compliance oversight functions to build and maintain mature compliance programs. You will be responsible for identifying potential compliance risks and working with relevant teams to develop mitigation strategies. Must have a strong background in drafting compliance frameworks, policies, standards, and procedures as you will play a critical role in creating a well-documented scalable, sustainable, and repeatable global compliance framework. You will oversee and manage the global compliance governance document inventory. In this role you will also lead the development and execution of the strategic annual compliance plan. Must be able to work well in a team dynamic to ensure the seamless execution of complex, high-impact projects. Must have strong communication, organization, and leadership skills and the ability to work in a fast-paced environment. Demonstrated experience in risk management, risk compliance self-assessment, program effectiveness assessment, and control design effectiveness assessment also desired.

:

• Support the global Compliance Program in defining and achieving departmental objectives:
  • Design operational risk management plans and the annual compliance strategic plan
  • Develop document retention solutions
  • Create and maintain inventories, libraries, and archival systems
  • Improve and scale compliance management routines, workflows, and processes to simplify, streamline and create efficiencies
  • Liaise with risk, compliance, ERM/ORM, legal, and audit partners as required
  • Drive and support the implementation of enterprise-wide transformation projects
  • Perform staffing skills assessments and determine departmental resource gaps
  • Develop and maintain a Roles and Responsibilities matrix
• Take ownership of Compliance Governance Documentation
  • Reviewing, editing, drafting, and maintaining relevant policies and procedures
  • Ensure governance documents align with regulatory expectations, internal standards, industry best practices, and enterprise risk appetite
  • Lead the development of a structured approach to policy management to ensure clarity and consistency
  • Take owner ship of the policy on policy, by designing a policy development framework, approval process, implementation and communication strategy, enforcement and monitoring, review and update management routines, style guide, templates
  • Manage the global Compliance Online Document Inventory, manage the upload process, perform health checks, and provide data driven reports monthly
  • Drafting Procedures that define clear accountability, ownership, roles, and responsibilities and include processes that are sustainable, scalable, and repeatable
  • Leverage the results and output from Risk Control Self-Assessments and Program Effectiveness Assessments to facilitate update process of impacted governance documents
  • Ensure the updating of relevant governance documentation adequately reflects evolving legal, regulatory, and industry best practices
• Lead and draft responses to inquiries from regulators and respond to internal audit findings
• Develop and use metrics (KRIs/KPIs) to oversee and measure first-line performance and the consistent implementation of compliance standards, must have a deep understanding of Risk Control Self-Assessment, Control Effectiveness Assessment, Program Effectiveness Assessment methodologies and GRC tools
• Strong Project management skills to ensure timelines and deadlines are met
• Independently handle projects, work without direct oversight or intervention, manage competing priorities, and communicate effectively with internal audiences,
• The ability to work in a team environment
• Performs other duties and responsibilities as assigned

Education & Experience

• J.D. from an accredited law school
• Minimum 7+ years of experience in governance, or risk management within the financial services or FinTech industry
• Prior experience drafting responses and preparing evidence packages for regulators and internal audit
• Excellent verbal and writing skills with a demonstrated history of independently writing quality policies, and procedures
• Strong understanding of regulatory frameworks, risk management best practices, or mature Compliance Management Systems
• Advance proficiency with GRC platforms (preferably ServiceNow and Archer)
• Consistently delivers high-quality and timely work with strict attention to detail and a strong sense of ownership and accountability
• Intellectually curious, provides insightful solutions as well as information
• Learns and adapts easily, flexible, and comfortable with ambiguity
• Professional demeanor, excellent interpersonal skills, capable of working with all levels of internal and external staff including regulators, and collaborating across large organizations
• Prior project management experience
• Ability to work in a diverse and inclusive workspace
• Ability to work in a team dynamic and be a team player
• Proficient in Word, Excel, PowerPoint, Outlook, Teams, and Microsoft Office Suite

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Job Description:

Description

• Review and analyze current network designs to ensure they are in line with TD Standards and Controls
• Work with Project teams to understand and accommodate application architecture and the App’s specific requirements for Azure/GCP networking
• Work with security team to understand and accommodate network security requirements for application
• Work with network engineering team to help them build and troubleshoot Cloud networks (focus on Azure and GCP)
• Define network governance model within an infrastructure as code environment.
• Opine on designs that account for the end-to-end solution of a system that is in line with the business and security objectives, which could include the design of the functional architecture for multiple functions of the enterprise.
• Analyzes the chosen technologies against the implied target state and leverages deep operational knowledge to identify technical and business gaps from a security perspective
• Establish requirements and drive implementation of network monitoring and management infrastructure for both availability and performance management within the content of the overall Azure cloud implementation
• Will require both operational and design skills to help execute the intended architecture in a secure and maintainable way on the Azure/GCP/AWS platforms.
• Review requests for firewall rules and/or security exceptions (e.g. URL filtering exceptions, SSL decryption bypass, Pull Requests). Work with the client to ensure the requests meet the required security standards
• Oversee, monitor, enforce enterprise frameworks and methodologies that relate to technology controls / information security activities
• May be required to provide after-hours support for firewall Rules review.
• Participate in business specific / cross-functional / enterprise initiatives helping to identify risk and provide guidance
• Identify and recommend opportunities to enhance productivity, effectiveness and operational efficiency especially of existing processes
• Participate in the investigation of Information Security Incidents and development ofremediation/preventionmechanisms

Qualifications:

• 10+ years of experience as a full time IT professional
• 3+ years of experience designing and supporting Azure environments, including IaaS and PaaS
• Thorough understanding ofnetworking/firewallingconcepts and network security deployment strategies, including both traditional on premises and cloud deployments.
• This includes a detailed understanding of layers 3/4 and 7.
• Knowledgeable of cloud and hybrid-cloud implementations including IaaS, PaaS and SaaS
• Demonstrable experience deploying enterprise workloads to Azure and/or GCP
• Ability to understand network security standards and effectively apply these as part of network security governance
• Understanding and experience working with Infrastructure As Code – ability to review and understand YAML/JSON files and templates as they pertain to networking. Familiarity with Bitbucket and GitHub is a plus
• Hands on experience using the Azure administration portal
• Understand product offerings from Azure/GCP/AWS and vendor partners
• Have intimate knowledge of Cloud Micro-segmentation and Cloud network automation
• Have intimate knowledge of Azure networking services or and offerings, and best practices and patterns for Azure cloud-native network design, Azure firewall, azure private link, VPN gateways, Network Watcher, Azure Monitor.
• Have intimate knowledge of cloud tools and capabilities (SIEM, SOAR, EDR and similar) and integration requirements required to automate cloud on-boarding and ongoing security operations
• Must have extensive working experience with Microsoft Office technologies
• JIRA experience is a plus

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

CUSTOMER

• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
• Conduct analysis of daily risk position and ensure accuracy of reporting before distribution and provide high quality recommendations
• Develop and operationalize standards, policies and processes to identify, report and mitigate overall risk exposures within the business;
• Proactively analyze potential risks and ensure key risks are aggregated / escalated to appropriate areas;
• Support business with analysis and reporting on risk issues and their impact which may include scenario analysis;
• Support established enterprise-wide risk escalation, review and approval processes, policies and risk assessment processes;
• Provide analytical support in the identification and assessment of risks and make recommendations to better manage TD's Risk appetite – understand risk appetite, perform statistical analysis related to the research and development of consistent risk measurement
• Continuously review and identify risk trends and exposures
• Interact with stakeholders to support their understanding of risk
• Scope of area supported can range from key business segments of the Bank to an assigned region/area within and requires a broad business and/or enterprise-widefocus

SHAREHOLDER

• Develop and maintain knowledge of existing and emerging risks across the business
• Adhere to enterprise policies and frameworks or methodologies that relate to activities for our business area
• Conduct reporting and analysis at the functional or enterprise level using results to draw conclusions, make recommendations, on programs/ policies/ practices
• Identify data quality issues and contribute to problem resolution
• Proactively identify opportunities for process efficiencies
• Write business requirements and participate as a subject matter expert incross-functional/enterprisework streams for small scale projects / initiatives
• Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
• Actively manage relationships within and across various business lines, corporate and/or control functions and ensure alignment with enterprise

EMPLOYEE / TEAM

• Motivate and develop relationships with internal and external business partners / stakeholders
• Support a positive work environment that promotes service to the business, knowledge of the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
• Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
• Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
• Participate in personal performance management and development activities, including cross training within own team
• Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
• Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate.
• Contribute to a fair, positive and equitable environment that supports a diverse workforce
• Keep others informed about all relevant information, with a view to actively supporting TDBFG’s and business strategy and goals;
• Act as a brand ambassador for your business area/function and the bank, both internally and/or externally

BREADTH & DEPTH

• Experienced working professional role providing specialized business services, advisory or processes / program support within their own area of specialty
• Requires experienced, conceptual and practical knowledge within their own specialty and knowledge of broader related areas
• Accountable for own work and sometimes others; acts as an escalation point or knowledge resource for others in their own area
• Leads projects or work streams within broader projects with moderate risk and may be accountable for managing ongoing activities, processes and functional programs
• Works within broad guidelines / policies and independently performs tasks from end to end
• Solves moderately complex problems by taking a new perspective on existing solutions
• Exercises judgment based on the analysis of multiple sources of information
• Conveys business context when providing guidance within field of specialty to internal or external stakeholders
• Work performed under minimal management guidance and supervision
• Identify and lead problem resolution
• Generally reports to a Senior / Manager role

EXPERIENCE & EDUCATION

• Undergraduate degree or technical certificate and/or
• 3+ years relevant experience

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Department Overview

The TDS Governance and Control team is a first line of defense team responsible for providing risk and compliance advice and oversight to ensure our TDS business partners have adequately considered, managed, and mitigated risks in day-to-day activities, operations, products and services, and are operating within risk appetite in compliance with regulatory requirements, Bank policies and risk appetite.

Members of TDS Governance & Control require sufficient expertise to review and assess whether the Business is adhering to internal (risk management, oversight function and audit) and regulatory requirements, requests, and expectations.

Job Description

The Vice President supports Volcker Program Governance across TD Securities (Globally) ensuring a strategic, risk-based approach for alignment with Volcker Rule standards.

The position has a high level of direct interaction with stakeholders across various functions including the Business, Risk, Product Control, Technology, and Compliance. This position will require an individual who can collaborate and engage effectively in terms of enhancing Volcker Program procedures, monitoring processes, controls, policies and developing and communicating a project plan/tracker and associated updates to a variety of stakeholders.

Job Accountabilities

The general accountabilities of this role include but are not limited to the following:

• Build and maintain constructive relationships with 1st and 2nd line partners as well as other key stakeholders to ensure Volcker Program governance delivery requirements are understood and met.

• Contribute to an effective, transparent culture of risk awareness, accountability, ethics, integrity, and conduct.

• Partner with stakeholders to ensure risks are adequately identified, assessed, and develop risk mitigation strategies to manage current and emerging risk exposures across the Program.

• Accountability to establish, deliver and support Volcker Program governance across TD Securities and other business segments.

• Support the Business in the design, implementation, and sustainment of controls within key processes and procedures.

• Partner with Business to proactively prepare for internal / regulatory requests, testing engagements, exams, and reviews.

• Ensuring a coordinated approach with other business areas, the broader organization and enterprise control functions.

• Build and cultivate an environment of innovation that leads to working smarter and simpler.

• Instill an attitude of critical thinking, risk management and understanding the needs of TD Securities colleagues.

• Ability to influence change and develop strong interpersonal relationships with team members and key partners.

Job Requirements

• Understanding of a global markets business in general including some product knowledge.

• Strong compliance and/or risk management assessment background.

• Some level of understanding of the Volcker Rule and its applicability to a global markets business and associated required metrics production and monitoring processes.

• Skillful communicator and influencer to build relationships, advance decision making, and effect change over time.

• Initiative-taking individual with a record of successfully assisting with implementing program enhancements.

• Ability to work with a pool of experts and ensures elevated levels of service even when the effort crosses organizational boundaries.

• Thrives in a challenging environment, managing multiple deadlines and priorities.

• Strategic thinking with solid problem solving and decision-making skills.

• Skilled at “connecting the dots” across issues in support of solutions and development ofstrategies to effectively manage and mitigate risk.

• Excellent interpersonal skills to effectively interact at all levels of the organization, coupled with a passion to build strong working relationships and contribute to a strong team environment.

• Strong organizational/time management skills.

• Flexibility to quickly adapt to changing requirements and execute on non-routine ad-hoc deliverables.

• A positive "can do" attitude with a curiosity and willingness to learn and grow, as well as share knowledge and experience.

• Proficiency in Microsoft applications (Excel, Word, PowerPoint), and Share Point.

Additional Information

• Undergraduate degree or equivalent work experience

• Graduate degree would be an asset.

• Working knowledge of trade data process flows and technology platforms a plus.

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. We are growth-oriented, people-focused, and community-minded. As a team, we work to deliver value for our clients every day.

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.