דרושים Associate Speciality Underwriter & Portfolio ב-Capital One ב-United States, Chicago

Our approach involves focusing on innovation and opportunity related to long term well being for our associates, customers, and communities. On the intersection between business and social impact. On disruption and dreaming of a better way. This is the language of changing things for the better. The Community Impact and Investment (CI&I) team creates impactful community outcomes and positions Capital One as the most strategically bold, innovative, and mission driven financial institution through:

• Fueling strategic community investments (e.g. grants, skills, loans)

• Delivering insights, advice and resources that inform Capital One’s products and services

• Activating the capabilities of “impact forward” associates

We’re seeking aPrincipal Associateto support our
West and Mid-West regions

In this role, you’ll be expected to demonstrate proficiency in two key areas:

Gathering Market Intelligence

• You’ll conduct research and market scans to identify, analyze, and vet possible partners across a variety of community organizations including social and nonprofit organizations.

• You’ll create and manage relationships to understand how Capital One shows up in our communities relative to how we are supporting community needs and moving the needle on socioeconomic mobility.

• You will work collaboratively with colleagues across CI&I to monitor and evaluate risks.

Transforming Market Intelligence Into Tangible Impact

• You will create presentations and reports to bring market insights to CI&I

• You’ll partner closely with your market team, your peers on our analytics program team, and other business lines to write proposals for new investments.

• You’ll manage and evaluate the relationships with the existing portfolio of Mid-West community partners and their associated grants. You’ll ensure alignment to the investment strategy and review grant applications.

• You’ll oversee and deliver reporting for your region to monitor Capital One’s community presence, sentiment, and the extent to which we are mobilizing COF resources (time, talent, dollars) to the place of most compelling community need, where needed

• You’ll tell the story of the investment strategy in the markets that you oversee

• You will support strategic initiatives on behalf of Market Engagement inclusive of multi-region opportunities.

An ideal candidate is:

• Impact-driven. You dream big. You desire to make the world a better place, and you get energy from working with others with similar passions to accomplish big, bold goals.

• Wired for Collaboration and Connection: You thrive in a matrixed organization because you know that together we can do better. You’re obsessed with building and cultivating relationships. You love the chance to share your perspective, to hear the perspectives of others, and to figure out how teams can collaborate.

• Do-er. You’re biased toward action, you try things and sometimes you fail. You can get around your own roadblocks and you remove obstacles for your team to stay focused on enterprise goals.

• Intellectually Curious, with a strong Point of View. You ask why, you explore, you’re comfortable with ambiguity, you’re hungry to learn and a seeker of new challenges. You use this curiosity to develop and then refine, and refine, and refine your POVs.

Basic Qualifications:

• Bachelor’s degree or military experience

• At least 2 years of experience in project management, process management, project delivery, or any combination of the three

• At least 3 years of experience managing products or programs within community impact, public affairs, external engagement, or social impact

Preferred Qualifications:

• Project Management Professional (PMP), Lean, Agile, or Six Sigma certification

• At least 1 year of experience working in a for-profit company

• At least 3 years of experience working with nonprofits or startups on large-scale social impact projects

• At least 2 years of experience in budget management

• Experience working in financial services, technology, government, nonprofit or other regulated industries

• Proven ability to assess product or program effectiveness through data analysis and performance metrics

• Experience expanding products or programs across diverse business sectors or geographical regions

• Excellent communication and presentation skills, with a focus on clarity, persuasion, and data-driven storytelling

Chicago, IL: $106,700 - $121,700 for Principal Project ManagerThis role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

Principal Associate, Financial Analysis (Hybrid)

Financial Analysts prepare financial statement forecasts, assist with the periodic closing of accounting books, and frequently build reports for higher level associates; including trend and forecast variance analysis; provide management and business clients with project statuses; budget comparisons, and analysis on investment drivers and key performance indicators. You will be asked to challenge our current well-managed processes to be more proactive, effective, and efficient, and you will be encouraged to find new ways to tell stories, analyze trends, and diagnose results in a compelling and visual nature.

Responsibilities:

• Develop the Annual Budget, Monthly Financial Forecast and the Long-Term Financial Plan

• Develop financial models and analyses to support growth of the business and strategic initiatives Develop profitability analyses and projections for marketing and customer segments; develop and enhance financial models; improve forecasting accuracy and drive business insights

• Analyze current and past trends in key performance indicators including areas of revenue, expenses and capital expenditures

• Monitor performance indicators, highlighting trends and analyzing causes of unexpected variance

• Analyze complex financial information and reports to support accurate and timely financial recommendations to management for decision making purposes

• Prepare monthly, quarterly and annual Reporting and Analysis

• Identify industry trends and insights pertaining to competitor’s strategies and/or relative financial performance (e.g. peer benchmarking) Analyze customer behaviors and product profitability trends to understand financial behaviors

• Perform ad hoc analysis using data retrievals from internal financial systems and external market databases and package insights into clear and concise presentations

• Provide strategic advice and financial analyses for investment decisions, pricing changes, and channel and segment expansions

• Implement and work with Business Intelligence Tools and Dashboard reports

Basic Qualifications:

• Bachelor’s Degree or military experience

• At least 4 years of experience in financial analysis

Preferred Qualifications:

• Masters Degree in Business Administration (MBA), Accounting, Finance, or Economics

• Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license

• At least 5 years of experience in financial analysis and financial modeling

• At least 3 years of experience using SQL, Python, or a combination

• At least 3 years of experience in financial services, banking or technology industries

• At least 3 years of experience partnering with senior leaders and internal stakeholders

This role is hybrid meaning associates will spend 3 days per week in-person at one of our offices listed on this job posting. Fridays are enterprise- wide virtual work days. Monday, Tuesday, Wednesday and Thursday are in-person days for associates to spend time together working in our beautifully-designed team areas.

Chicago, IL: $106,700 - $121,700 for Principal Financial Analyst Riverwoods, IL: $106,700 - $121,700 for Principal Financial AnalystThis role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

Senior Software Engineer, Back End (ETL)

What You’ll Do:

• Collaborate with and across Agile teams to design, develop, test, implement, and support technical solutions in full-stack development tools and technologies

• Share your passion for staying on top of tech trends, experimenting with and learning new technologies, participating in internal & external technology communities, mentoring other members of the engineering community

• Collaborate with digital product managers, and deliver robust cloud-based solutions that drive powerful experiences to help millions of Americans achieve financial empowerment

• Utilize programming languages like Java, Python, SQL, Node, Go, and Scala, Open Source RDBMS and NoSQL databases, Container Orchestration services including Docker and Kubernetes, and a variety of AWS tools and services

BasicQualifications:

• Bachelor’s Degree

• At least 3 years of professional software engineering experience (Internship experience does not apply)

Preferred Qualifications:

• 5+ years of experience in at least one of the following: Java, Scala, Python, Go, or Node.js

• 1+ years of experience with AWS, GCP, Azure, or another cloud service

• 1+ years of experience with AWS Glue

• 1+ years of experience with PySpark

• 3+ years of experience in open source frameworks

• 2+ years of experience in Agile practices

McLean, VA: $158,600 - $181,000 for Principal Associate Senior Software Engineer; $158,600 - $181,000 for Senior Software EngineerThis role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

Sr. Associate, Product Manager - Card Partnerships, Partner Portal

Partner Portal is a destination, external facing B2B developer platform used to streamline and drive efficiencies for Partnerships Credit Card launches and integrations. It enables external parties to be sold on, understand, integrate, test and launch across our entire suite of Card Partnerships capabilities. At the current stage, we’ve just reached the scale of a full suite of our card offerings and are looking to continue building exciting new features such as automation, enhanced testing experiences and seamless access management to continue driving integration efficiencies.

In this role, you’ll learn the essentials of being a product manager, and we’ll invest in you to grow in four key areas

• Human Centered

  • You’ll collaborate with tech teams to build comprehensive acceptance criteria, identifying and elevating any need for additional research to define future feature design

  • You'll breakdown business epics into features and further into user stories, driving your team towards lowest effort or Minimal Viable Product (MVP) for a valid feature test

• • Demonstrating a growth mindset, you’ll effectively use hypothesis-driven assessment of data to ensure your product or feature delivers on real business needs

  • You’ll own and prioritize feature development roadmaps, ensuring all necessary processes and procedures are followed to manage risk

• Technology Driven

  • You’ll work autonomously in an agile environment, to conduct research and develop features that utilize new and evolving technology

  • You’ll collaborate with designers, technologists, data scientists and subject-matter experts to build cutting edge solutions to help customers

  • You’ll deliver well-managed product platforms for customers by seeking to understand technology trends and architecture strategy

• Transformational Leadership

  • By actively participating in horizontal forums, you’ll harness a network of trusted relationships among tech teams, designers, key internal stakeholders and partner teams

  • You’ll articulate a succinct product roadmap to deliver business value and share with with stakeholders, elevating your team’s results and becoming a product matter expert

We want you if you are:

• Intellectually Curious.You ask why, you explore, you're not afraid to blurt out your crazy idea or follow an email chain for weeks to find someone with an answer. Comfortable with ambiguity, a hunger to learn and a seeker of new challenges

• Communicator & Influencer.You can communicate complex ideas clearly regardless of your audience. Our team knows their priorities and why they’re doing what they’re doing. You always can rally associates to work with you

• Do-er.You’re biased toward action, you try things and sometimes you fail. You can get around roadblocks and stay focused on your goals. You’re well organized, able to multitask and able to prioritize your work

• Passionate & Customer Focus.You care about growing others and bringing them together around what’s possible. You get a thrill from the journey of building and shipping products, and you have a desire and ability to connect with our external or internal customers to fully understand their needs

• Learner.You have an appetite to learn new things or new technologies all while exhibiting humbleness when the time comes to ask for help

• Team Player.

Basic Qualifications:

• Bachelor’s degree or military experience

• At least 1 year of product management experience or at least 1 year of experience in product design, agile delivery, business analysis, data science, or software engineering

Preferred Qualifications:

• Bachelor’s degree in computer science or engineering

• 1+ years translating business strategy or analysis into consumer facing digital products

• 1+ years of experience working on core product platforms powering digital experiences

• 1+ years working with cross functional teams as a product owner in an agile development process

Chicago, IL: $99,100 - $113,100 for Sr. Associate, Product Management McLean, VA: $109,000 - $124,400 for Sr. Associate, Product ManagementThis role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

Senior Associate, Customer Marketing - Card Partnerships (Hybrid)

Responsibilities:

• Partner with Manager, Customer Marketing to develop new marketing strategies designed to increase engagement and spend among existing Partnerships customers, identifying new opportunities based on business or customer needs

• Review performance, identify opportunities for improvement or testing, building out a learning agenda and executing

• Leverage customer insights, performance results, and creative thinking to set clear goals and devise effective marketing campaigns.

• Lead the cross-functional group of associates responsible for delivering new use cases, including Creative, Segmentation, email coding and channel delivery to manage end to end delivery.

• Partner with Product to ensure capabilities are being developed to meet team/customer needs, as needed.

• Identify potential impediments to problem solve autonomously with teammates or escalate to leaders for help as necessary.

• Merchandize and socialize marketing & business results with broader stakeholder groups across the Partnerships, Card, and Enterprise.

• Leverage customer insights & performance results to identify opportunities to optimize marketing programs via creative testing or adopting new capabilities.

• Collaborate with multiple cross-functional teams including analytics, research, operations, legal and client/partner.

The Ideal Candidate:

• Demonstrates strong curiosity, ability to learn quickly, and think creatively to uncover and apply actionable consumer insights.

• Has experience with cobrand credit card marketing for partner or financial institutions, or similar experience.

• Has a passion for leveraging data, metrics and insights to drive results and learnings.

• Can manage the details of multiple projects, deadlines and changing priorities, while maintaining excellent and accurate work.

• Thrives on collaboration, the opportunity to build in white space and the drive for results.

• Is a highly effective communicator who can influence internal decision makers with formal recommendations and informal networking.

• Proactive in identifying opportunities and improvements

• Ability to easily pivot in an environment with shifting priorities

• Maintains an understanding of external environmental trends, industry trends, competitor trends to spark fresh ideas and ensure team capabilities can meet the evolving marketplace.

Basic Qualifications:

• Bachelor's Degree or Military experience

• At least 2 years of experience in marketing or project management

• At least 2 years experience in planning, executing and analyzing marketing programs

• At least 2 years of experience managing creative processes, partnering with creative teams and developing creative optimization frameworks

Preferred Qualifications:

• At least 2 years in financial services industry

• At least 2 years in retail industry

• At least 2 years in brand management

Chicago, IL: $86,000 - $98,200 for Sr. Associate, Marketing McLean, VA: $94,600 - $107,900 for Sr. Associate, Marketing Richmond, VA: $86,000 - $98,200 for Sr. Associate, MarketingThis role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

Associate, Speciality Underwriter & Portfolio Manager - Healthcare Real Estate

As an Associate within Underwriting & Portfolio Management, you have advanced beyond the fundamentals of credit risk management and are expected to perform most responsibilities with minimal oversight. In addition to identifying risks and mitigants, you begin to identify and escalate trends or anomalies on individual deals or within the portfolio.

Primary underwriting responsibilities may include:

• Perform due diligence on industry and company performance; synthesize research and begin to draw conclusions; may start to lead diligence calls

• Perform thorough financial analysis and identify disparities, risks, and creative ways to mitigate risk

• Prepare financial modeling inputs with little guidance; understand model mechanics and consider overrides or exceptions

• Analyze appropriate structuring options considering collateral

• Write and prepare credit approval documents; provide meaningful contribution to internal meetings, including deal review and pipeline meetings

• Coordinate and complete closing process requirements

• Begin to shadow more senior underwriters on reviewing and negotiating legal documentation

• Communicate with all external constituents; exhibit a sense of urgency toward meeting client requests

• Provide feedback on term sheets, commitment letters and fee letters with guidance; basic understanding of credit documents

• Prepare pricing model for complex deal structures and begin to understand drivers for pricing model outputs

Primary portfolio or asset management responsibilities may include:

• Demonstrate ownership of a portfolio of existing customers with minimal guidance; may take on more complex or higher volume of accounts

• Complete annual reviews and both material and non-material modifications independently and on time

• Monitor and determine upgrades or downgrades to risk ratings

• Ensure compliance with credit policies and procedures for existing accounts

• Respond to requests from all internal and external stakeholders

• Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities

• Escalate and resolve problem accounts in partnership with other teams and specialists

Additional Responsibilities may include:

• Build relationships across function and business to foster collaboration between partner groups

• Mentor and train rotational analysts and new hires

• Participate in internal initiatives to ensure the business is well-managed and operates efficiently

Basic Qualifications:

• Bachelor’s Degree or Military Experience

• At least 3 years of experience in credit underwriting, portfolio management or commercial real estate

Preferred Qualifications:

• Bachelor's Degree in Accounting, Finance, or Commercial Real Estate

• 5+ years of experience in credit underwriting or portfolio management

• 5+ years of experience in real estate

• Strong written and verbal communication skills

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Chicago, IL: $144,000 - $164,400 for Associate, Specialty Underwriter & Portfolio Manager McLean, VA: $158,400 - $180,800 for Associate, Specialty Underwriter & Portfolio ManagerThis role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

Associate, Speciality Underwriter & Portfolio Manager - Healthcare

As an Associate within Underwriting & Portfolio Management, you have advanced beyond the fundamentals of credit risk management and are expected to perform most responsibilities with minimal oversight. In addition to identifying risks and mitigants, you begin to identify and escalate trends or anomalies on individual deals or within the portfolio.

Primary underwriting responsibilities may include:

• Perform due diligence on industry and company performance; synthesize research and begin to draw conclusions; may start to lead diligence calls

• Perform thorough financial analysis and identify disparities, risks, and creative ways to mitigate risk

• Prepare financial modeling inputs with little guidance; understand model mechanics and consider overrides or exceptions

• Analyze appropriate structuring options considering collateral

• Write and prepare credit approval documents; provide meaningful contribution to internal meetings, including deal review and pipeline meetings

• Coordinate and complete closing process requirements

• Begin to shadow more senior underwriters on reviewing and negotiating legal documentation

• Communicate with all external constituents; exhibit a sense of urgency toward meeting client requests

• Provide feedback on term sheets, commitment letters and fee letters with guidance; basic understanding of credit documents

• Prepare pricing model for complex deal structures and begin to understand drivers for pricing model outputs

Primary portfolio or asset management responsibilities may include:

• Demonstrate ownership of a portfolio of existing customers with minimal guidance; may take on more complex or higher volume of accounts

• Complete annual reviews and both material and non-material modifications independently and on time

• Monitor and determine upgrades or downgrades to risk ratings

• Ensure compliance with credit policies and procedures for existing accounts

• Respond to requests from all internal and external stakeholders

• Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities

• Escalate and resolve problem accounts in partnership with other teams and specialists

Additional Responsibilities may include:

• Build relationships across function and business to foster collaboration between partner groups

• Mentor and train rotational analysts and new hires

• Participate in internal initiatives to ensure the business is well-managed and operates efficiently

Basic Qualifications:

• Bachelor’s Degree or Military Experience

• At least 3 years of experience in credit underwriting, portfolio management or commercial real estate

Preferred Qualifications:

• Bachelor's Degree in Accounting, Finance, or Commercial Real Estate

• 5+ years of experience in credit underwriting or portfolio management

• 5+ years of experience in real estate

• Strong written and verbal communication skills

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Chicago, IL: $144,000 - $164,400 for Associate, Specialty Underwriter & Portfolio Manager McLean, VA: $158,400 - $180,800 for Associate, Specialty Underwriter & Portfolio ManagerThis role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.