Capital One Associate Speciality Underwriter & Portfolio Manager - Healthcare 

United States, Illinois, Chicago 

97416205

Associate, Speciality Underwriter & Portfolio Manager - Healthcare

As an Associate within Underwriting & Portfolio Management, you have advanced beyond the fundamentals of credit risk management and are expected to perform most responsibilities with minimal oversight. In addition to identifying risks and mitigants, you begin to identify and escalate trends or anomalies on individual deals or within the portfolio.

Primary underwriting responsibilities may include:

• Perform due diligence on industry and company performance; synthesize research and begin to draw conclusions; may start to lead diligence calls

• Perform thorough financial analysis and identify disparities, risks, and creative ways to mitigate risk

• Prepare financial modeling inputs with little guidance; understand model mechanics and consider overrides or exceptions

• Analyze appropriate structuring options considering collateral

• Write and prepare credit approval documents; provide meaningful contribution to internal meetings, including deal review and pipeline meetings

• Coordinate and complete closing process requirements

• Begin to shadow more senior underwriters on reviewing and negotiating legal documentation

• Communicate with all external constituents; exhibit a sense of urgency toward meeting client requests

• Provide feedback on term sheets, commitment letters and fee letters with guidance; basic understanding of credit documents

• Prepare pricing model for complex deal structures and begin to understand drivers for pricing model outputs

Primary portfolio or asset management responsibilities may include:

• Demonstrate ownership of a portfolio of existing customers with minimal guidance; may take on more complex or higher volume of accounts

• Complete annual reviews and both material and non-material modifications independently and on time

• Monitor and determine upgrades or downgrades to risk ratings

• Ensure compliance with credit policies and procedures for existing accounts

• Respond to requests from all internal and external stakeholders

• Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities

• Escalate and resolve problem accounts in partnership with other teams and specialists

Additional Responsibilities may include:

• Build relationships across function and business to foster collaboration between partner groups

• Mentor and train rotational analysts and new hires

• Participate in internal initiatives to ensure the business is well-managed and operates efficiently

Basic Qualifications:

• Bachelor’s Degree or Military Experience

• At least 3 years of experience in credit underwriting, portfolio management or commercial real estate

Preferred Qualifications:

• Bachelor's Degree in Accounting, Finance, or Commercial Real Estate

• 5+ years of experience in credit underwriting or portfolio management

• 5+ years of experience in real estate

• Strong written and verbal communication skills

****

Chicago, IL: $144,000 - $164,400 for Associate, Specialty Underwriter & Portfolio Manager McLean, VA: $158,400 - $180,800 for Associate, Specialty Underwriter & Portfolio ManagerThis role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.