דרושים Team Developer ב-Bank Of America ב-United States, Charlotte

Process Overview

The team supports the Small Business Spreading client segment. The process involves financial due diligence by analyzing and reclassifying financial statements of new and existing Lines of Credit & Term Loan for corporate borrowers in accordance with the bank’s credit risk policy for determining the borrower credit worthiness & debt service capacity. The process requires retrieval of financial statements/other related credit documents from the Bank’s document storage system and conduct enhanced due diligence for loan decisioning.

Responsibilities

• Ensure high level of compliance with key performance indicators – quality and timeliness for the process, among others
• Ensure timely follow up & closure identified issues with the Line Of Business (LOB) partners
• Working with various stakeholders to understand and resolve queries, escalations, and process enhancements
• Identify continuous improvement opportunities within the process to drive operational efficiencies
• Assist in creation of MIS reports and tracking various KPIs & KRIs of the team
• Monitor and track the quality metrics and work towards continuous improvement, standardization, optimization

Requirements

• Education - Graduation (Commerce)/ Post Graduation/ MBA in Finance

• Certifications, If Any - Commercial Lending, Financial Analysis & Report Writing

• Experience Range - 3 to 5 years of work experience

Foundational skills

• Strong analytical and numerical abilities
• Good oral/written communication skills
• Strong knowledge and understanding of financial statements
• Knowledge of accounting standards (US GAAP)

Desired skills

• Knowledge of IFRS/GAAP accounting standards
• Working knowledge of MS Power Point and Excel
• Demonstrate ability to work in a high-pressure environment
• Takes initiative and challenges existing processes and procedures in a proactive manner
• Strong team player
• Ability to analyze issues independently and derive solutions

Work Timings

• 7:30 AM - 2:30 AM: Rotational

Mumbai

Process Overview

The team supports the Small Business Spreading client segment. The process involves financial due diligence by analyzing and reclassifying financial statements of new and existing Lines of Credit & Term Loan for corporate borrowers in accordance with the bank’s credit risk policy for determining the borrower credit worthiness & debt service capacity. The process requires retrieval of financial statements/other related credit documents from the Bank’s document storage system and conduct enhanced due diligence for loan decisioning.

Responsibilities

• Ensure high level of compliance with key performance indicators – quality and timeliness for the process, among others
• Ensure timely follow up & closure identified issues with the Line Of Business (LOB) partners
• Working with various stakeholders to understand and resolve queries, escalations, and process enhancements
• Identify continuous improvement opportunities within the process to drive operational efficiencies
• Assist in creation of MIS reports and tracking various KPIs & KRIs of the team
• Monitor and track the quality metrics and work towards continuous improvement, standardization, optimization

Requirements

• Education - Graduation (Commerce)/ Post Graduation/ MBA in Finance

• Certifications, If Any - Commercial Lending, Financial Analysis & Report Writing

• Experience Range - 5+ years of work experience

Foundational skills

• Strong analytical and numerical abilities
• Good oral/written communication skills
• Strong knowledge and understanding of financial statements
• Knowledge of accounting standards (US GAAP)

Desired skills

• Knowledge of IFRS/GAAP accounting standards
• Working knowledge of MS Power Point and Excel
• Demonstrate ability to work in a high-pressure environment
• Takes initiative and challenges existing processes and procedures in a proactive manner
• Strong team player
• Ability to analyze issues independently and derive solutions

Work Timings

• 7:30 AM - 2:30 AM - Rotational

Mumbai

Job Description:

Job Description:

This job is responsible for developing and delivering complex requirements to accomplish business goals. Key responsibilities of the job include ensuring that software is developed to meet functional, non-functional and compliance requirements, and solutions are well designed with maintainability/ease of integration and testing built-in from the outset. Job expectations include a strong knowledge of development and testing practices common to the industry and design and architectural patterns.

Responsibilities:

• Codes solutions and unit test to deliver a requirement/story per the defined acceptance criteria and compliance requirements.

• Designs, develops, and modifies architecture components, application interfaces, and solution enablers while ensuring principal architecture integrity is maintained.

• Mentors other software engineers and coach team on Continuous Integration and Continuous Development (CI-CD) practices and automating tool stack

• Executes story refinement, definition of requirements, and estimating work necessary to realize a story through the delivery lifecycle.

• Performs spike/proof of concept as necessary to mitigate risk or implement new ideas.

• Automates manual release activities.

• Designs, develops, and maintains automated test suites (integration, regression, performance)

Required Qualifications:

• 10 - 15 years’ experience with end-to-end application development on data-warehouse and analytical platforms

• Extensive experience developing complex Teradata SQL-based ETL and analytic workflows using native utilities (bteq, tpt, fastexport)

• Experience with Hadoop and big data.

• Working knowledge of CI / CD based development and deployment – JIRA, BitBucket

• Excellent written, communication and presentation skills.

• Strong analytical and problem solving abilities.

• Excellent interpersonal skills and a team player to work all along with Global teams and business partners.

• Willingness to learn new skills and adapt to changes.

• Experience working in Agile teams.

• Experience managing application governance and compliance requirements.

• Experience with solution design and creation of design specifications to implement changes.

• Team lead experience, supporting other developers; mentoring, providing technical assistance, troubleshooting and suggesting alternative development solutions.

• Knowledge of performance tuning data intensive applications

Skills:

• Application Development

• Automation

• Influence

• Solution Design

• Technical Strategy Development

• Architecture

• Business Acumen

• DevOps Practices

• Result Orientation

• Solution Delivery Process

• Analytical Thinking

• Collaboration

• Data Management

• Risk Management

• Test Engineering

Minimum Education Requirement: Bachelor’s degree or equivalent work experience.

Skills:

• As part of the Management team, this role will manage day to day activities of resources, multiple bodies of work, review documentation of work completed, mange relationship with stakeholders, escalate concerns timely with leadership, and design data strategy for the areas of support

• Plan, perform and lead data audits at the regional level as well as other diverse lines of business and specialty areas

• Responsible for leading responses for regulatory requests, including creating presentation materials, as part of ongoing regulatory exams

• As required, engage with regulators to present data validation work

• Mange staff during Audit engagements and provide feedback on work performed.

• Challenge and leverage risk mindset to influence business leaders to drive proper remediation of regulatory gaps

• Develop test plans designed to address the risk and root cause of the issue

• Work with leadership to effectively prioritize issues that may be past due or high risk

• Closely work with other Audit teams during data validation, issue and other work

Required Qualifications:

• Minimum 8+ years of Audit, Risk, Data or other relevant experience

• Bachelor’s Degree OR Equivalent work experience

• Prior data experience (i.e. analytics; data mining; automation)

• Understanding of Audit practices and methodologies as well as rules for professional and ethical conduct

• Strong critical thinking, problem solving, analytical mindset required

• Must be able to plan, execute, and evaluate audit test plans within a risk-based audit methodology

• Ability to think critically and apply audit and data expertise

• Sound organizational, analytical, oral, and written communication skills

• Demonstrate the ability to manage multiple work efforts and to quickly change direction.

• Ability to operate in a fast paced environment with multiple concurrent priorities.

• Strong written and verbal communications at all levels of management – must be able to make recommendations and articulate conclusions supported by data

• Ability to successfully communicate to influence management and lead change on both strategic and tactical initiatives

• Must have the ability to effectively communicate quantitative topics to technical and non-technical audiences

• Strong interpersonal skills for interfacing with all levels of internal and external audit and management

Desired Skills:

• Knowledge of Bank of America business processes and front end application systems

• Audit or risk control risk/controls background in financial services

• Prior Analytical / Automation Skills (SQL, SAS, Python. Alteryx, Advanced Excel)

• Advanced degree or certifications (CIA, CISA etc – CPA Preferred)

• Strong leadership style, content creation and presentation skills

Job Responsibilities:

• BAU support activities like analysis, coding, propose improvement ideas, drive the development activities at offshore
• Work on multiple projects concurrently, take ownership & pride in the work done by them, attending project meetings, understanding requirements, designing solutions, developing code
• Partnering with near shore and offshore teammates in a matrix environment, coordinating with other support teams like L2, development, testing, up/down stream partners, etc.
• Work with the Business Analysts to understand the requirements work on high level & detailed design to address the real time issues in production
• Partner with Information Architecture team for proposing technical solutions to business problems
• Identify gaps in technology and propose viable solutions
• Take accountability of the technical deliveries from offshore
• Work with the development teams and QA during the post code development phase
• Identify improvement areas within the application and work with the respective teams to implement the same
• Ensuring adherence to defined process & quality standards, best practices, high quality levels in all deliverables

Required Qualifications:

• 10+ years of experience developing ETL solutions using any ETL tool like Informatica, SSIS, etc.
• 10+ years of experience developing applications using Hadoop, Spark, Impala, Hive & Python
• 10+ years of experience in running, using and troubleshooting the ETL & Cloudera Hadoop Ecosystem i.e. Hadoop FS, Hive, Impala, Spark, Kafka, Hue, Oozie, Yarn, Sqoop, Flume
• Experience on Autosys JIL scripting
• Proficient scripting skills i.e. Unix shell & Perl Scripting
• Knowledge of troubleshooting data-related issues
• Experience processing large amounts of structured and unstructured data with MapReduce
• Experience in SQL and Relation Database developing data extraction applications
• Experience with data movement and transformation technologies

Skills:

• Application Development
• Automation
• Influence
• Solution Design
• Technical Strategy Development
• Architecture

Job Description

Will act as an individual contributor and will also occasionally lead audit engagements and guide junior team members. Will provide independent analysis of control effectiveness based on regulatory requirements, industry best-practices, and company policies & standards. Demonstrates strategic thinking and supports change. Executes audit testing is done timely and within conformance to audit policies, standards, and procedures.

Responsibilities will include:

Responsible for developing and executing an audit program designed to independently validate the completeness and accuracy of data across the enterprise.Should have the ability to perform high quality, risk-focused fieldwork, in accordance with Corporate Audit methodologies and standards to identify meaningful issues, risks and other exposures as it relates to data and as outlined in the Enterprise Data Management standard.

Required Qualifications:

• Minimum 2+ years of Audit, Risk, Data or other relevant experience
• Bachelor’s Degree OR Equivalent work experience
• Prior data experience (i.e. analytics; data mining; automation)
• Self-starter, desire to learn able to teach others, positive attitude, exhibits flexibility
• Strong critical thinking, problem solving, analytical mindset required
• Must be able to plan, execute, and evaluate audit test plans within a risk-based audit methodology
• Ability to think critically and apply audit and data expertise
• Ability to work independently.
• Sound organizational, analytical, oral, and written communication skills
• Demonstrate the ability to juggle multiple work efforts and to quickly change direction.
• Ability to operate in a fast paced environment with multiple concurrent priorities.
• Ability to work in a very detailed manner
• Strong written and verbal communications at all levels of management – must be able to make recommendations and articulate conclusions supported by data
• Must have the ability to effectively communicate quantitative topics to technical and non-technical audiences

Desired Skills:

• Knowledge of Bank of America business processes and front end application systems
• Audit or risk control risk/controls background in financial services
• Prior Analytical / Automation Skills (SQL, SAS, Python. Alteryx, Advanced Excel)
• Advanced degree or certifications (CIA, CISA etc – CPA Preferred)
• Strong presentation skills

Provides technical systems and software support for modification, implementation, or conversion of business systems. Supports the process of translating business needs into formal Business Requirements deliverables. Acts as liaison between business unit and software, hardware developers and vendors. Participates in design, development and implementation of complex applications or systems, often using new technologies. Serves as a fully seasoned, proficient technical resource. Participates as an individual contributor on projects, completing activities as a part of a team related to special initiatives or operations. Routine accountability is for technical knowledge and capabilities, typically as an individual contributor. Often provides oversight and guidance to more junior business and systems analysts. IT degree preferred or substantially equivalent experience. Typically requires a minimum of 5-7 years of applicable experience.

LOB Job Description:

• Assist Receivable clients by providing guidance and direction during the onboarding process
• Manage multiple new and maintenance requests simultaneously.
• Interact with various internal bank and external resources to complete implementations successfully including Fulfillment, Technical, LOB Operations, Vendor, International, Data Transmission, and Product Management resources.
• Educate and counsel clients on the Receivables Network, EDI message standards, data communications, and security issues with a strong focus on ACH, Wire Transfer and LBX including documentation (i.e. file specifications) the client will use as a guide for their internal development.
• Explain all aspects of the requested Receivable services.
• Participate in technical kickoff meetings, gather necessary requirements to meet client objectives, perform setups, recommend and conduct end to end testing, and monitor initial live files/activity once in production.
• Ensure the client is able to use the Receivable services effectively.
• Contribute to a project plan for client and internal use.
• Act as the single technical point of contact for client inquiries and guidance during the onboarding implementation process.
• Initiate transition to client support services upon completion of successful monitoring of live files/activity.
• Provide consultative guidance as necessary for internal constituents including Sales, Fulfillment, Product Management, and LOB Operations.

Required Qualifications:

• Cash management background with knowledge of electronic payments/receivables reporting
• Previous experience as a project manager or business analyst in cash management implementation, operations, customer service, technical consulting, sales, or systems
• Previous positions must have included extensive customer contact
• Familiarity with Accounts Receivable applications and/or operations, i.e. ACH, wire, lockbox, and related bank services
• Strong interpersonal and project management skills to achievecooperation/coordination
• Presentation skills are necessary
• The ability to communicate effectively to multiple levels in the customer organization
• The ability to deal effectively with multiple deadline-driven, customer-sensitive projects and tasks
• Very strong time management and task prioritization skills
• The ability to communicate clearly and concisely verbally and in writing
• PC proficiency - experience with Windows and all Microsoft Office applications.

Desired Qualifications:

• Knowledge of EDI translation software, EDI message standards, and/or electronic banking applications such as Vector:Connexion
• Knowledge of X12 820 and 823, NACHA, BAI file layouts, and XML
• Familiarity with file processing and transmission flows
• Accredited ACH Professional or Certified Treasury Professional certification a plus
• Experience with EDISIM or other EDI applications a plus
• Mainframe experience a plus
• Proven communication, technical, analytical and customer relation skills.
• Banking and treasury management services focusing on receivables technologies, electronic commerce, encryption and data communications.
• Strongest candidates are those with proven technical, business and project management skills who must work well without supervision.
• Individuals typically have 5 to 7 years of experience in banking and/or treasury management services