Hl Underwriter Iv-phl jobs at Jpmorgan in Philippines, Quezon City

Job Responsibilities

• Review and analyze customer financial documentation to assess creditworthiness and repayment capacity
• Apply comprehensive knowledge of mortgage underwriting guidelines and regulatory requirements
• Collaborate with internal stakeholders to ensure efficient and accurate loan processing
• Evaluate collateral and property condition to support sound lending decisions
• Identify and resolve documentation deficiencies, communicating findings clearly
• Maintain up-to-date knowledge of credit policy changes and industry standards
• Deliver exceptional customer service and foster positive relationships throughout the underwriting process
• Utilize specialized systems, tools, and calculators to enhance underwriting efficiency
• Communicate underwriting decisions and conditions effectively to relevant parties
• Prioritize workflows to meet productivity, quality, and service level goals
• Mentor and support team members through second reviews and training opportunities

Required Qualifications, Capabilities, and Skills

• Bachelor’s degree in finance, business administration, economics, or related field
• Extensive experience in U.S. residential mortgage processing or underwriting
• Demonstrated expertise in income calculation, credit assessment, and asset analysis
• Thorough understanding of Federal and State regulatory requirements
• Proficiency in mortgage underwriting software and automated underwriting systems (AUS)
• Strong analytical and decision-making skills
• Ability to review and calculate complex personal or business financial statements
• Excellent written and verbal communication skills; CSA / Voice Certified
• Commitment to customer service excellence
• Ability to work independently with minimal supervision
• Willingness to work night shifts (U.S. hours) and adapt to hybrid/in-office schedules

Preferred Qualifications, Capabilities, and Skills

• Comprehensive knowledge of FNMA/FHLMC guidelines and federal mortgage regulations
• Experience underwriting Non-QM and Non-Agency loan products
• Proficiency in tax return, balance sheet, and cash flow analysis
• Knowledge of Mortgage Insurance policies and their application
• Experience with Conventional Agency and Non-Agency loan amounts
• Ability to identify potential fraud and establish appropriate loan resolutions
• Proven track record of mentoring and training team members

TENURE:

• Must meet minimum employment tenure requirement. Specific roles require longer tenure in current position to be eligible to apply. Unless established for specific positions by the line of business, the standard tenure requirement is 12 months.

PERFORMANCE:

• Meets satisfactory performance standards as defined by the firm

By submitting an application and/or joining the interview, you affirm to meet the Internal Mobility Eligibility Requirements as stated in the

In partnership, Hiring Managers and Recruiters will review applications to determine which candidates best meet the required skills and experience specified in the job description. While not every application will result in an interview, applications will be acknowledged.

As a Service Travel Advisor IV in Chase Travel, you will contribute significantly to delivering extraordinary customer service to our travel clients and exceeding their expectations. Your role will involve booking travel, resolving issues promptly, and liaising with vendors to ensure client expectations are met. You will use conflict management and influence to navigate challenging situations and persuade others to achieve beneficial outcomes. Your attention to detail and analytical thinking will be crucial in managing travel logistics and identifying underlying issues. With a strong understanding of customer experience and travel technology, you will leverage online travel tools to optimize the travel process from start to finish.

Job responsibilities

• Coordinate and fulfill travel bookings for clients, ensuring all details align with client preferences and company standards
• Utilize travel management technology tools to optimize the travel process, from initial booking to final itinerary confirmation
• Identify and promptly resolve complex travel-related issues, leveraging your skills in conflict management and customer relationship management to de-escalate
• Analyze travel logistics and client feedback to identify areas for improvement and contribute to the development of new solutions
• Maintain professional relationships with vendors, negotiating as necessary to ensure client expectations are met and exceeded
• Communicate effectively and efficiently, with an expectation of being able to engage with high profile and VIP clients

Required qualifications, capabilities, and skills

• Must have at least 5 years recent, native GDS experience on Sabre
• Experience in international fares and pricing
• Proven ability to coordinate and fulfill travel bookings in line with client preferences and firm standards
• Demonstrated ability to utilize travel management technology tools, including travel planning software and booking systems, to optimize the travel process
• Showcase capacities in conflict management and customer relationship management, with the ability to promptly resolve travel-related issues and maintain professional relationships with clients and vendors
• Developing analytical thinking skills, with the ability to systematically organize, compare, and evaluate various aspects of a situation to identify key information and potential areas for improvement
• Proficient understanding of customer experience and the ability to understand how customers interact and perceive a brand or business throughout the entire customer journey

Preferred qualifications, capabilities, and skills

• Experience in setting up PNRs, ticketing and exchanging international tickets

As the Account Specialist IV - Chargebacks in the Commercial & Investment Bank team, you will manage and resolve chargeback disputes efficiently, analyze transaction data for trends, collaborate with merchants, and ensure compliance with industry standards. You will also prepare reports, provide training to junior team members, and seek opportunities for process improvement.

Job Responsibilities:

• Manage and resolve chargeback disputes in a timely and efficient manner.
• Analyze transaction data to identify patterns and trends related to chargebacks.
• Collaborate with merchants to understand their service requests and provide effective solutions.
• Escalate complex issues to appropriate departments when necessary.
• Maintain compliance with all regulatory and departmental practices and procedures.
• Prepare and present reports on chargeback trends and performance metrics.
• Provide training and support to junior team members as needed.
• Continuously seek opportunities for process improvement within the chargeback management system.

Required Qualifications, Capabilities, and Skills:

• Strong knowledge of chargeback processes and industry standards.
• Extensive experience in the payment processing industry, including familiarity with Visa, MasterCard, Discover, and JCB operating rules and regulations related to chargebacks.
• Must not be enrolled in any Performance Improvement Plan and should have achieved at least ON TRACK ratings in all Performance Dimensions.
• Excellent verbal and written communication skills.
• Strong critical thinking abilities and sound judgment in prioritizing workload.
• Advanced computer skills, including proficiency in multiple applications and MS Office Suite.
• Self-motivated with a proven ability to work with minimal supervision in a team environment.
• Ability to quickly assess the root cause of merchants' service requests and escalate as needed

As a Lead Credit Risk Manager -Vice President on the Asset Based Lending team, you are responsible for managing an assigned portfolio of Commercial and Specialized Industries (C&SI) clients who have Asset Based loans and all other related exposure. Credit Risk Managers lead the client credit relationship with C&SI bankers who manage the overall relationship along with ABL Originators. In this role you will have extensive interaction with clients, other product partners, internal and external legal counsel, lenders, consultants and investors.

Job Responsibilities

• Lead all aspects of the credit relationship, including credit analysis, financial modeling and coordinating credit approval for all products including loans, derivatives, leases and cash management
• Proactively support and enhance client relationships
• Assign and assess internal ratings, risk assessment and risk mitigation. Recommend changes in structure or account management strategy to address negative trends. Assess monthly, quarterly and annual financial statements and borrowing base reporting
• Provide leadership in structuring and negotiating Credit Agreements, amendments and waivers. Manage and monitor loan products including affirmative, negative and financial covenant compliance. Manage ongoing communication with bank group members as well as with other team members.
• Interpret collateral appraisals and field exams. Ongoing monitoring of collateral trends and liquidity, establishing reserves and recommending appropriate course of action to address issues
• Effectively challenge Banking Teams, partner with Debt Capital Markets, Treasury Services, Leasing, Derivatives and Loan Operations
• Communicate with Senior Management, respond to regulatory requests and maintain internal credit files
• Train and mentor junior team members

Required Qualifications, Capabilities and Skills

• Strong understanding of capital markets, financing structures, derivatives and cash management products as well as related documentation
• Excellent communication skills - both written and verbal
• Ability to multitask in a fast paced environment

Preferred Qualifications, Capabilities and Skills

• Bachelor's degree in Accounting or Finance preferred
• Minimum 6 years of experience in Risk and Asset Based financing knowledge strongly preferred

Job Responsibilities

• Work across varied specialized applications (internal and external) to conduct searches, gather data and record evidences, by identifying anomalies pertaining to political affiliations, negative media news, Sanction hits, etc..
• Analyze and investigate alerts that are generated using standard policies, procedures and tools
• Work through the alerts on a daily basis to understand if there is a match to our clients and then raise the reviews to the Level 2 teams.
• Substantiate an opinion and disposition with adequate documentation.
• Strive to maintain individual and team throughput and quality targets

Required qualifications, capabilities, and skills

• Minimum 2 years experience in Client Screening or Know your Customer/Client
• Good verbal and written communication skills. Demonstrate ability to effectively communicate within a team environment and interact across departments. Intermediate MS Office Skills
• Self-motivated and proactive, with proven ability to work accurately and under pressure to meet deadlines. Ability to work independently and multi-task in a fast paced environment. Has flexibility and willingness to accept new assignments and challenges in a rapidly changing environment
• Identify opportunities for improvement and drive the implementation of initiatives and operational process changes with a focus on innovation; Follow and promote a strong controls mindset
• Strong analytical ability and critical thinking. Ability to identify issues accurately and offer solutions
• Flexible to work in variable shifts (day/night) and on the weekends and holidays as per business requirement

Preferred qualifications, capabilities, and skills

• A bachelor’s degree is preferably in finance or other related disciplines.

Must meet minimum employment tenure requirement. Specific roles require longer tenure in current position to be eligible to apply. Unless established for specific positions by the line of business, the standard tenure requirement is 12 months.

Meets satisfactory performance standards as defined by the firm

By submitting an application and/or joining the interview, you affirm to meet the Internal Mobility Eligibility Requirements as stated in the

In partnership, Hiring Managers and Recruiters will review applications to determine which candidates best meet the required skills and experience specified in the job description. While not every application will result in an interview, applications will be acknowledged.

Job responsibilities:

•Perform analysis of Financial Statements and complete spreading as per the guidelines
•Process Financial Statements, Appraisal reports, Borrowing Base Certificate, Compliance Certificate, Mortgage documents, Credit Agreement and abstract critical data
•Review Loan documents and process transactions as per Service Level Agreement
•Interpret and understand legal documents pertaining to underwriting and perform due diligence to comply with the lending requirements
•Performs required research on the received request within stipulated timelines
•Interpret data, analyze results using bank’s operating systems
•Follows up on deficient documentation with relevant stake-holders
•Makes informed decisions regarding the documentation handled

Required qualifications, skills, and capabilities:

• Bachelor’s degree in Commerce/Accounting preferred
• 4-5 years of work experience, preferably in Banking/Mortgage/Financial Analysis and Loan Operations
• Candidate should be open to work in shifts
• Strong verbal & written communication to effectively communicate with various stake-holders and across levels
• Manage the complex requests with minimum supervision and independently make the decisions related to the process
• Good understanding of Financial Statements, Lease Agreement, Mortgage documents, Accounts Receivale reporting, Accounts Payable reporting, Rent Rolls Credit Agreement and other loan documents
• Advanced Exce & MS Access
• Demonstrate the attributes of flexibility and accountability
• Excellent interpersonal skills to work effectively in team environment
• Attention to detail and problem solving skills
• Client relationship and time management
• High level of proficiency in organizing, priority setting, and issues management