JPMorgan Underwriter IV- Mortgage 

United States, Ohio, Columbus 

469970272

As an Underwriter IV- Mortgage in the Consumer and Community Bank, you will be responsible for the analysis of underwriting file for Capacity, Capital, Character, Collateral, and Condition. You will also be responsible for the communication of the outcome of that analysis. This includes ensuring that loan request meets program and product specifications or counter-offer when appropriate. You must follow investor guidelines in the process to ensure compliance. Meet compliance and regulatory requirements.

Job responsibilities

• Ensure that loan transaction meets investor assumption transfer of ownership guidelines
• Ensure that loan request meets program and product specifications or counter-offer, when appropriate
• Communicate decision of loan (approval, suspense, denial) to appropriate individuals within JPMorgan Chase
• Uphold fair lending practices of JPMorgan Chase Mortgage
• Meet productivity targets for productivity, quality, and customer satisfaction
• Contribute continually to the success of the business, customers, profitability and controls
• Contribute to the initiatives that improve our business

Required qualifications, capabilities, and skills

• Minimum 3+ years Conventionalmortgage underwriting experience
• Minimum 2+ years’ Government mortgage underwriting experience
• HUD (US Department of Housing and Urban Development) Direct Endorsement (DE) and VA (Veteran Affairs) credit
• Expertise in Government, Agency and Jumbo guidelines as well as understanding of Government lending
• Demonstrated high productivity and quality in prior role in a consistent manor
• Demonstrates ability to work in a team, and coach/mentor others
• Strong verbal and written communication skills and strong analytical, decision making, and negotiation skills

Preferred qualifications, capabilities, and skills

• Demonstrates understanding of the end to end origination and/or assumptions process flow
• Knowledge of Mortgage insurance policies
• Experience in creative solutions, exceptions justification, and customer focus

This position is in office 5 days a week.