As a Direct to Consumer Strategic Analytics Associate in the Chase Auto team, you will drive risk strategy for the pre-approval and refinance auto credit products. You will play a key role in acquisition and growth, requiring dedicated attention to the refinement of risk criteria, monitoring credit performance, and compliance with legal and fair lending standards.
Job Responsibilities
- Use your analytical skills and knowledge of lending business to assess historical trends, identify patterns, and independently deliver insights, ideas and key findings
- Articulate risk practices to non-risk audiences through frequent interactions with Finance, Product, and Marketing, and assess the cross-functional impact on risk.
- Act as an owner-operator, the role requires end-to-end accountability not just for ideas but for outcomes, including execution, post-launch-refinement and impact assessment
- Develop and maintain periodic analytics to provide management with full insight into emerging trends and the quality of the originated accounts
- Attain a detailed understanding of key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle
- Acquire an understanding of the operational processes (e.g. manual underwriting, portfolio management, collections) which will aid in understanding acquisition performance drivers
- Conduct ad hoc analytics and contribute to various projects representing Risk Management
Required Qualifications, Capabilities and Skills
- BS degree and minimum of 3 years Risk Management or other quantitative experience
- Background in statistics, econometric, or other quantitative field
- Advanced understanding of SAS and SQL
- Ability to query large amounts of data and transform the raw data into usable management information
- Familiarity with risk analytic techniques
- Strong analytical and problem-solving abilities
- Strong written and oral communication skills
- Experience delivering recommendations to management
Preferred Qualifications, Capabilities and Skills