Wells Fargo Senior Risk Analytics Consultant - Merchant Services Corporate 

United States, Texas, Dallas 

602167060

In this role, you will be responsible for:

Risk Assessment & Analytics

• Analyze merchant data to assess credit risk and fraud risk for underwriting and ongoing monitoring.
• Identify emerging fraud patterns and risk trends using advanced analytics.
• Utilize machine learning models, statistical techniques, and predictive analytics to enhance risk assessment.
• Develop and refine risk scoring models to automate decision-making and improve risk controls.

Reporting & Insights

• Design, automate, and maintain risk dashboards, reports, and data visualizations to track key risk indicators.
• Provide regular risk insights to leadership, helping shape risk policies and business strategies.
• Ensure accuracy and consistency in risk metrics and reporting methodologies.

Risk Strategy & Controls

• Develop and implement early warning systems for high-risk merchants.
• Recommend and optimize risk thresholds, policies, and approval strategies based on data-driven insights.
• Collaborate with compliance, fraud, and underwriting teams to refine merchant monitoring frameworks.

Payments Ecosystem Protection

• Support initiatives to protect the payments ecosystem from fraud, abuse, and financial losses.
• Work with product and engineering teams to implement real-time risk controls.
• Stay ahead of regulatory changes and ensure risk strategies align with industry best practices.
• Cross-Functional Collaboration & Communication
• Act as a key risk analytics expert, working with risk, product, operations, and data science teams.
• Effectively communicate complex risk findings to both technical and non-technical stakeholders.
• Train and educate internal teams on risk trends, analytics tools, and reporting frameworks.

Required Qualifications:

• 4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 3+ years of payments industry/merchant services experience
• Strong experience in data analytics, risk management, and reporting in a payments or financial services environment.
• Proficiency in SQL, Python, R, SAS, or other data analysis tools.
• Knowledge of merchant services, credit risk, fraud risk, and payments risk mitigation strategies.
• Experience with risk modeling, machine learning, or predictive analytics is a plus.
• Excellent communication and stakeholder management skills.
• Ability to balance business growth with effective risk mitigation strategies.

Posting Locations:

• 401 S Tryon Street - Charlotte, North Carolina
• 1445 Ross Ave - Dallas, Texas

Job Expectations:

• Ability to work at one of the approved locations in the job posting
• This position currently offers a hybrid work schedule

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.