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Citi Group Corporate Credit Underwriter In-Business Risk Energy SVP/C14 Houston TX 
United States, Texas, Houston 
556181264

15.04.2025

The NAM Corporate Credit Underwriter (“NAM Corporate Underwriter”) covers large and complex relationships within Energy and its various subindustries in NAM and is responsible for all underwriting activities, in partnership with Banking and Risk.

KEY RESPONSIBILITIES:

Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to:

  • Provide first line of defense credit approval for BAU transaction

  • Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions, to development of credit approval memos, and senior approval forums

  • Ensure Credit Approval Memo(CAM) packages are complete and accurate.

  • Detailed reviews of financial data, projection modeling, stress testing, and other in-depth analysis performed by junior resources.

  • Facilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions.

  • Support the ICM Underwriting Global Head of ICM Corporate Developed Markets Credit Underwriting and NAM Corporate Underwriting Cluster Heads on strategic initiatives/projects.

  • Support VOE initiatives.

  • Ability to mentor junior team members.

SPECIFIC RISK EXPERIENCE:

  • Senior credit approval authority covering large and complex underwritings, capital commitments, derivatives with multi-industry experience. Specific experience within Energy is preferred, including Reserve Based Lending structures, Commodity derivatives and Leveraged Financings.

  • Experience in the oil and gas financing space, the governing regulatory framework (OCC guidance) and exposure to global credit risk management standards.

  • Ability to understand capital markets products and complex financing and product structures.

  • Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks.

  • Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations.

  • Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit.

CLIENT RELATIONSHIPS / BUSINESS PARTNERSHIP:

  • Proven ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors.

  • Navigates organizational complexity and breaks silos.

  • Creates and sustains a network of strong partnerships with the business in all segments & geographies and other risk functions.

  • Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships.

  • Proven track record of partnering with global peers in leveraging and implementation of best practices.

QUALIFICATIONS:

  • 10+ years risk/risk-related credit work experience in banking/financial institutions.

  • Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit.

  • Demonstrates strong ethics and integrity.

  • Ability to see the ‘big picture’ in a complex environment

  • Can make decisions under pressure and short timeline

  • Excellent verbal & written communication skills. Active listening skills.

  • Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies

  • Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies

EDUCATION:

  • Bachelor's Degree or equivalent work experience.

Risk ManagementCredit Decisions

Full timeHouston Texas United States$144,480.00 - $216,720.00



Anticipated Posting Close Date:

Apr 09, 2025

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