Job Responsibilities:
- aCommercialEquipment Finance national portfolio for Bank of America’s Global Leasing group, determining credit appetite and tailored strategies for commercial clientsalongside partners in credit, sales, and risk management.
- Responsible of combined coverage in select markets, resulting in coverage of larger corporate company profiles reporting $500MM - $2Bn in annual revenues
- Management of the evaluation and underwriting of new commercial equipment finance transactions, including the identification of all strengths, weaknesses, and risks – including credit risk, market risk, operational risk – as well as the associated mitigating factors
- Oversees the monitoring of credits throughout equipment line availability period to observe for emerging risks and offer direction & strategy during periods of credit deterioration through sound credit & equipment finance expertise which has led to favorable asset quality with minimal charge-offs
- Offers proactive, client focused equipment finance solutions
Required Qualifications:
- 7+ years commercial equipment finance leasing experience
- 2+ yrs of leadership or mentoring experience
- Ability to motivate and influence teams and business partners
- Knowledge of commercial equipment financing from a credit underwriting perspective
- Excellent credit and risk analysis skills – ability to identify trends and risks in portfolio and in underwriting and client selection
- Excellent presentation, structuring, and financial statement analysis skills
- Must have sufficient Microsoft Office skills
- Must be results oriented and able to accomplish objectives in a specified timeframe
Skills:
- Credit and Risk Assessment
- Performance Management
- Planning
- Retention
- Risk Management
- Business Operations Management
- Coaching
- Collaboration
- Issue Management
- Regulatory Relations
- Continuous Improvement
- Mentoring
- Problem Solving
- Process Management
- Talent Development
Undergraduate degree in finance, accounting or related major required.
1st shift (United States of America)