PNC Portfolio Analytics & Strategy Analyst 

United States, Ohio, Cleveland 

431332424

Main responsibilities of this role include:
• Reporting and analytics on market demand and competitive pricing trends
• Analyzing market and portfolio data and help drafting price change proposals aiming to optimize the profitability
• Performing market research on competitors’ business models and new entrants
• Assisting with design and implementation of pricing capabilities and strategies
• Working closely with product teams to produce executive presentation, timely deliverables and streamline pricing processes
• Validating that PNC pricing results are correct at the loan level, and resolving incorrect pricing or other audit issuesRequired skills:
• Strong critical thinking, writing and communication skills to explain findings and proposals at meetings, in PowerPoint, and via business emails to pricing business partners
• Ability to organize big data in a succinct way along with the ability to stage data, navigate large databases, create useful data visualization projects, identify KPIs, Data Mining, and diagnostic analytics
• Ability to prioritize tasks independently in a fast-paced and changing pricing environment
• Experience in financial and/or data analysis
• Expected work experience: 2-3 years, undergrad in statistics or finance, MBA, PhD, or CFA degree is preferredPreferred skills:
• Expertise in SQL, Tableau, Excel, Python, SAS, Hadoop, and SparkJob Description

• Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.
• Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations.
• Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.
• Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies. Designs / enhances standard reporting suites for regular product / portfolio reviews.
• Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and requiredneeded to be successful in this position.

Analytical Thinking, Credit Risks, Data Analytics, Financial Analysis, Model Development, Operational Risks, Quantitative Models, Risk AppetiteRoles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.No Required Certification(s)No Required License(s)

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

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