Capital One Director Community Finance - Underwriting Portfolio & Loan Management 

United States, New York, New York 

359842252

We are looking for a leader who is:

• Wired for Collaboration and Connection. You thrive in a matrixed organization because you know that together we can do better.

• Obsessed with building and cultivating relationships. You love the chance to share your perspective, to hear the perspectives of others, and to figure out how teams can collaborate.

• Intellectually Curious, with a strong Point of View. You ask why, you explore, you’re comfortable with ambiguity, you’re hungry to learn and a seeker of new challenges. You use this curiosity to develop and then refine, and refine, and refine your POVs.

• A Do-er. You’re biased toward action, you try things and sometimes you fail. You can get around your own roadblocks and you remove obstacles for your team to stay focused on enterprise goals.

Leadership and Innovation:

• Lead your team in best-in-class management of relationships; develop and maintain the company’s relationships with existing clients and industry stakeholders; gather market intelligence by forging deep relationships; understand how Capital One shows up in our local communities and how we can help move the needle on socioeconomic mobility.

• Harness your team’s market intelligence to bring insights to broader External Affairs, shaping perspectives and informing lending and investment decisions; share intelligence with peers across the company to deepen our shared understanding, promote collaboration, and maximize impact

• Collaborate with executive leaders, your team, and other key stakeholders to establish business goals, plan portfolio growth, manage new and existing relationships, and perform proper pre-qualification, structuring, pricing, underwriting, management and administration of debt and equity investments

• Lead across the organization to effectively manage risk, support new business initiatives and continuously well-managed processes

• Craft a shared vision for the future, leveraging your expertise, leadership, and influence to provide clarity in complex situations, inspire breakthrough innovation and drive results

• Adopt an enterprise mindset in strategy development and implementation, considering both the internal and external landscape

• Proactively embrace and lead through change, with candor and optimism

• Evolve to meet new and emerging opportunities and challenges, including enabling a try/test/learn team culture

• Innovate and find efficiencies in the application of data and technology to support business opportunities

• Stay informed and demonstrate subject matter expertise, including attending and participating in industry workshops, conferences, etc

Talent Development:

• Attract, develop, and retain a diverse team engaged in the underwriting, portfolio and loan management of strategy-aligned deals

• Foster an inclusive positive team environment of trust, collaboration, and effective challenge

• Develop, coach, and inspire associates to reach their goals, including providing timely, specific, actionable feedback, facilitating relevant growth opportunities and managing performance

• Appreciate, reward, and elevate great performance, in accordance with Capital One’s values: Excellence and Do The Right Thing

Excellence & Risk Management:

• Adopt a “running the business” mindset, managing risks, ensuring data integrity, and promoting an overall well-managed environment

• Maintain overall responsibility for the credit and investment review and approval process, portfolio management and construction loan administration throughout the deal lifecycle with an enterprise mindset collaborating broadly with internal and external partners to ensure the highest level of impact and service

• Regularly evaluate and contribute to the improvement of our processes; always look to drive simple, scalable impact and durable results

• Maintain a strong working knowledge of the bank, its customers, portfolio exposure, competitive environment, economic trends and policies

• Partner with business and Community Finance functions to foster an environment of open dialogue around risk tolerance and credit appetite

• Identify and assess the risk profile of debt and equity investments and propose grounded solutions to ensure risk is mitigated and client objectives are met within appropriate credit, investment and regulatory guidelines

• Partner seamlessly with internal and external teams to develop and meet key milestones throughout the deal lifecycle

• Coordinate with various CF functional teams and other departments in the servicing of client relationships

• Oversee periodic reporting requirements

Basic Qualifications:

• Bachelor’s degree or military experience

• At least 8 years of experience in strategy, business development, underwriting, or asset management in the field of affordable housing or commercial real estate

• At least 3 years of experience with mission-driven lending or investments or community development lending or investments

• At least 3 years of experience in people leadership

Preferred Qualifications:

• Master of Business Administration (MBA), Master’s degree in Finance, Real Estate or other related discipline

• 10+ years of affordable housing, community development, LIHTC experience

• 5+ years of experience in people leadership

• Strong analytical and problem-solving skills, attention to detail and accuracy

• Completion of a commercial credit training program, or extensive credit, financial analysis and financial modeling experience

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.