Job Responsibilities:
- Provide expert advice on commercial lending transactions, including negotiating and drafting loan documents.
- Advise loan closers, customer-facing bankers, and risk officers on secured lending issues.
- Negotiate and document commercial loan workouts.
- Address retail operations issues and disputes, including wire transfers, ACH, and fraud matters.
- Advise on legal issues impacting new lending products, initiatives, marketing, and regulatory compliance.
- Partner with lawyers across the legal department to support Business Banking and cross-LOB projects.
- Influence and implement legal strategies in complex situations.
- Regularly interact with Business Banking groups such as Operations, Customer Experience, Marketing, Controls, Risk, Compliance, and Product.
- Provide assistance on a wide variety of projects and initiatives.
- Ensure compliance with multi-state regulatory requirements.
- Drive impactful legal solutions that support small business growth.
Required Qualifications, Capabilities, and Skills:
- Minimum of 8 years’ experience advising financial institutions on commercial loan transactions.
- Proven record of negotiating and drafting commercial loan documents.
- Knowledge of UCC Article 9 and real estate secured transactions.
- Excellent oral and written communication skills.
- Strong management, interpersonal, and organizational skills.
- Experience with the Uniform Commercial Code, real estate secured lending, deposit account escalations, collections, payment systems, and wire transfer laws.
- Demonstrated leadership, problem-solving, and project management skills.
- Licensed to practice law and a member in good standing in the state/jurisdiction of the position.
Preferred Qualifications, Capabilities, and Skills:
- Experience in a fast-paced, high-profile, and rapidly evolving environment.
- Ability to handle multiple responsibilities and delegate tasks effectively.
- Strong judgment and character.
- Familiarity with multi-state regulatory environments.
- Experience in cross-LOB collaboration and initiatives.