As a Credit Office, Associate in Portfolio Management, you will be responsible for packaging and processing multifamily and commercial loan modification requests post originations. The Credit Officer will review collected data for completeness and prepare entity document summaries for applicants. The Credit Officer is expected to achieve and maintain individual benchmarks for both quality and quantity, excel in teamwork, have excellent time management skills and a high attention to detail.
Job responsibilities:
- Identify, request and analyze necessary ownership documentation to process and complete credit analysis for the transaction at hand.
- Maintain transactional compliance with Reg B, FCRA, KYC and HMDA policies.
- Ensure requests are completed in accordance with all bank, regulatory, compliance requirements.
- Maintain client relations while interacting with internal and external customers, as well as managing partnerships with cross‐functional stakeholders across the Commercial Bank.
- Identify ways to increase efficiency and automation.
Required qualifications, capabilities, and skills:
- Bachelor's Degree in Finance, Real Estate, General Business or Accounting or equivalent work experience.
- At least 5 years working experience with commercial and multifamily loans.
- Strong knowledge of commercial and multifamily loan documents.
- Knowledge of entity documents and structures.
- Knowledge of Reg B, FCRA, KYC and HMDA requirements a plus.
- Strong business communication skills with an ability to work well in a collaborative environment including other internal departments.
- Effective at working independently with meticulous attention to detail, strong organization and time management skills.
- Knowledge of current real estate market trends.
- Proficiency in Microsoft desktop tools including Word, Excel, Access, Power Point.