דרושים Manager Ii Governance Technology Control Testing ב-Td Bank ב-Canada, Toronto

Job Description

The Country Compliance and Operational Risk (C&OR) Manager is responsible for ensuring the identification, escalation and timely mitigation of compliance and operational risks in the country in alignment with the Global Compliance -- Enterprise Policy, the Operational Risk Management -- Enterprise Policy (collectively “the Policies”) and the Compliance and Operational Risk Management (“CORM”) Program and Standard Operating Procedures (SOPs).

The Country C&OR Manager assists in engaging other C&OR officers, including horizontal coverage owners and Enterprise Areas of Coverage (“EAC”), to provide comprehensive oversight of FLU/CF activities. This role assists in developing and maintaining a global coverage plan which defines the scope and risk-based focus of the second line’s risk management activities. The Country C&OR Manager assists in preparing materials for C&OR regulatory exams/audits/inquiries and may assist with preparation for FLU/CF regulatory exams/audits/inquiries.

This role is responsible for GCOR coverage of the Global Markets business in Canada. The knowledge and expertise to provide second line oversight is crucial to ensuring the firm meets local regulatory requires relating to monitoring and testing and other oversight requirements. Further, this role is responsible for escalations internally from EIT as well as from regulators and for interpreting the application of local laws, rules and regulations and for conducting annual and target risk assessments. Coveraging is for multiple business lines and functions, including but not limited to equity, fixed income and derivatives sales and trading.

Responsibilities

• Assists in the development of independent risk management reporting for respective area(s) of coverage as input into country/regional governance and management routines

• Assists with the oversight of FLU/CF training which may include content development and/or tracking and communication of completion rates

• Assists with the development and maintenance of C&OR-owned policies and standards and/or the oversight of FLU/CF-owned policies, standards and procedures to ensure regulatory and operational risk requirements are appropriately addressed, inclusive of conduct risk as applicable

• Monitors the regulatory environment to identify regulatory changes applicable to area(s) of coverage and maintains a comprehensive regulatory inventory; may support communication of regulatory changes to the FLU/CF and ensuring that policies, standards, procedures and/or processes are appropriately implemented or amended to address regulatory requirements

• Assists in identifying, aggregating, reporting, escalating, inspecting and challenging remediation plans, and performing thematic analysis on FLU/CF-owned issues and control enhancements

• Assists in remediating C&OR “owned” issues and control enhancements

• Contributes to or leads development of risk coverage plans, executes and / or oversees execution of monitoring, testing and risk assessments, communicates results

• Reviews and challenges the regional contributions to Reviews and challenges the FLU/CF process, risk and control inventory and FLU/CF Risk & Control Self-Assessment (RCSA)

• Supports the review and challenge of internal and external operational loss events, including development of remediation plans to strengthen controls

• Supports Scenario Analysis activities for coverage areas and challenges as appropriate

Qualifications

• University degree or equivalent

• Minimum of 5 years’ experience in securities in a financial institution

• Must have compliance experience in futures and fixed income trading

• Compliance experience in equities trading would be an asset

• French language skills would be an asset

• Project management experience

Qualifications

• Recent experience tackling complex challenges in distributed data systems using Java (Enterprise Edition), Oracle SQL, and Python

• Experience using Java/J2EE technologies to develop scalable enterprise-grade applications, libraries, and frameworks

• Designed and developed solution architecture to scale backend systems with Spring framework, Spring MVC, and RESTful APIs

• Hands-on experience with messaging systems like Kafka and RabbitMQ

• Experience with cloud-native development and deployment (AWS, Azure, or GCP)

• Utilized DevOps technologies for CI/CD including Ansible, Jenkins, JFrog, and Git

• Designed and implemented database development on Oracle Exadata

• Proven experience in leading and mentoring a team of engineers

• Strong understanding of software development, testing, deployment, and support using agile methodologies

• Expert-level proficiency in Java Enterprise Edition and related frameworks (e.g., Spring, Hibernate) and advanced SQL

• Excellent written and verbal communication skills

• Ability to write specifications and design documents

Desired Qualifications

• Experience with Finacle core banking platform and its integration patterns.

• Domain expertise in payment systems including Wire, ACH, RTP.

• Knowledge of ISO 20022 messaging standards.

• Exposure to event-driven architecture and distributed systems.

• Understanding of regulatory and compliance requirements in financial services.

• Experience with observability tools like Splunk, Prometheus, and Grafana.

• Knowledge of financial products data such as Equities, Fixed Income, and Derivatives.

• Agile/Scrum certification or experience working in agile environments.

Job Description:

In this role you will lead on major category initiatives and/or portfolios and execution of the sourcing mandate for assigned portfolio(s).

Provide professional and specialized support on a range of complex/major category initiatives and category portfolio.

CUSTOMER

• Act as liaison with business / executives and provide sourcing expertise and recommendations to business partners to optimize Sourcing strategies to enable TD and business specific objectives and goals
• Within category specialty, support business partners by contributing to governance programs and management programs
• Manage category and strategic sourcing strategies and initiatives that support TD and business partner needs and objectives as well as help to mitigate risks to the organization
• May provide guidance on Sourcing/outsourcing best practices
• Present research findings and make recommendations to management that support category and business partner strategies
• Leads supplier negotiations to maximize total cost of ownership in a given category and work with business partners

SHAREHOLDER

• Adhere to enterprise frameworks or methodologies that relate to sourcing activities for our business area
• Ensure respective sourcingprograms/policies/practicesare well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities
• Consistently exercise discretion in managing correspondence, information and all matters of confidentiality; escalate issues where appropriate
• Ensure business operations are in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, transaction approvals and physical control of assets)
• Participate in cross-functional /SSG enterprise / initiatives as a subject matter expert helping to identify risk / provide guidance for complex situations
• Conduct internal and external research projects; support the development/ delivery of presentations / communications to management or broader audience
• Conduct meaningful SSG analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices
• Monitor service, productivity and assess efficiency levels within own function and implement continuous process / performance improvements where opportunities exists
• Lead / facilitate and/or implement actions / remediation plans to address performance / risk /governance issues
• Actively manage relationships within and across various business lines, corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements
• Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite

EMPLOYEE / TEAM

• Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
• Provide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unit
• Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
• Participate in personal performance management and development activities, including cross training within own team
• Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
• Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
• Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
• Contribute to a fair, positive and equitable environment that supports a diverse workforce
• Act as a brand ambassador for your business area/function and the bank, both internally and/or externally

BREADTH & DEPTH

• Expert level professional role requiring in-depth knowledge / expertise in Sourcing and procurement and working knowledge of broader related areas
• Integrates the broader organizational context into advice and solutions within own area
• Understands the industry, competition and the factors that differentiate the organization
• Applies best practices to implement process, product or service improvements
• Acts as a subject matter expert within their own area of specialty or a resource for others
• Leads projects of moderately to complex risk and resource requirements; may lead end-to-end processes or functional programs
• Contributes to setting standards within area of expertise
• Solves complex problems requiring analysis of multiple variables, including consultation with multiple stakeholders
• Uses advanced methods to contribute to new solutions and recommend standards against which others will operate
• Impacts a range of functional programs and operations across own and related teams
• Interprets guidelines, standards, policies and results of analysis to inform decision making at senior levels
• Builds stakeholder alignment in leading projects and activities; may provide process and subject matter advice at senior levels
• Works independently as the senior technical lead and guides others within area of expertise
• Identifies and leads problem resolution for complex issues at all levels
• Generally reports to a Manager or above

EXPERIENCE AND / OR EDUCATION

• Post-Secondary Education and / or
• 5+ years of related experience

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Job Description / Accountabilities:

Reporting to the AVP,

Role Overview – Senior Manager, IFRS 17 Valuation:

• Understanding of IFRS 17 accounting standard – successful candidate will demonstrate a thorough understanding of IFRS 17,

  Insurance Contracts
  (IFRS 17) in the context of Actuarial modelling implications and be able to effectively work cross-functionally with Finance on IFRS 17 actuarial disclosures in relation to TD's Life & Health business, for both TD Life Insurance Company and TD Re (Barbados) level. There is an expectation of a deep understanding of the standard, interpretation and industry application that will allow for development of actuarial model changes and quantification of profit/loss impacts, capital impacts and operational impacts to TD Life & Health in comparison to peers.

• IFRS 17 actuarial modelling – The successful candidate will utilize her/his knowledge to update actuarial models including reinsurance, working through data flow changes with the IFRS 17 tool. Work in collaboration with the BAU Corporate Actuarial team, lead and weigh in on updates to process and control documentation as required.

• IFRS 17 and new products – As the L&H business evolves, the senior manager will work with the L&H business and rest of the Corporate and Valuation Actuarial teams to integrate any new products, product changes, new reinsurance arrangements into the IFRS 17 accounting and related revised capital frameworks.

• IFRS 17 Project Governance and Education – The senior manager will assist the Appointed Actuary and project team with presentations to stakeholders and governance committees within TD Insurance and TDBG as well as relevant external stakeholders, taking into account the implications of IFRS 17 on TDI L&H from a conceptual and quantitative perspective (e.g. insurance liability, profit and loss, capital perspectives). Additionally, the senior manager will work together with others as required to develop presentations for such purposes.

• Special Projects and Continuous Improvement- Lead the team in the development and evolution of the valuation, LICAT and FCT model including any implementation of new products. Support the corporate and valuation actuarial team of the L&H business with process and control improvement initiatives and action items and other efficiency projects such as improvement to data flows and modelling.

• Corporate Actuarial – The Senior Manager will support the AVP in collaboration with the rest of the team in support of the Appointed Actuary's corporate actuarial deliverables including support for the Appointed Actuarial Report, FCT, ORSA, experience studies, etc.

Communication:

• Ability to communicate effectively in English, both verbally and in writing. French is an asset.
• Highly adaptable in having discussions with different stakeholders in terms of expertise, providing training at differing levels of detail based on seniority.
• Ability to work effectively during periods of stress.
• Ability to make good decisions quickly when the situation so requires.

Analytical Skills:

• Stands out for her/his judgment and analytical mind.
• Has strong problem-solving skills.
• Skilled at anticipating the results of an analysis or a report.
• Recognized for his/her thoroughness and the quality of his/her work.
• Practical experience with Moody's AXIS software and SAS, VBA, R, SQL and Tableau

• Ability to constructively challenge and motivate team andcross-functional/groupstakeholders
• Projects a professional image and acts accordingly.
• Ability to work collaboratively in teams and with cross-functional stakeholders as well as autonomously. Shows initiative and creativity in his/her work.
• Ability to delegate and manage contract/consulting resources as required to optimize delivery.

Professional Guidelines:

• Undergraduate degree in actuarial science or other quantitative area of study

• Corporate actuarial / valuation experience

• Experience with GGY AXIS (and SAS is an asset)

• Acquired Fellowship with the Society of Actuaries and Canadian Institute of Actuaries (FSA and FCIA).

• Minimum 7 years of Life & Health Insurance actuarial experience.

• Experienced with the CIA's Standards of Practice and relevant insurance legislation and regulation.

• Up to date with respect to the CIA's Continuing Professional Development requirement.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Job Description:

The Client Due Diligence (CDD) team conducts due diligence on TD Securities clients during onboarding, periodic reviews, and on an ongoing basis. The team ensures compliance with Global AML and other regulatory requirements, mitigating operational, regulatory, and reputational risks.

JobDescription/Accountabilities:

- Conduct AML reviews: Verify AML requirements (KYC, FATCA, CIRO, CRS), ensuring compliance during onboarding, periodic reviews, and ad-hoc events.

- Conduct in-depth research using independent online sources to gather requisite information for client due diligence.

- Maintain audit trails: Ensure accurate tracking of incoming requests and documentation throughout the process.

- Deliver exceptional quality: Perform accurate data entry, mitigating risks related to regulatory, financial, operational, or reputational exposure.

- Identify opportunities for improvement: Engage in process enhancement initiatives to improve efficiency.

- Assist with strategic initiatives and participate in the rollout and adoption of new operational and regulatory initiatives.

Job Requirements:

- Ability to work on routine and ad-hoc requests within defined parameters, while handling operational and reporting functions.

- Strong organizational and problem-solving skills to meet deadlines in a high-volume environment.

- Proficiency with MS Office tools, particularly Excel, and experience with Bloomberg/Impact. Technical skills in UI Path, Alteryx, VBA are a plus.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Key accountabilities will include:

• Building end-to-end expertise in our global functions, including key dependencies, sensitive financial metrics, and risk management strategies
• Managing a team in the effective outreach and research functions of contingency planning
• Preparing detailed contingency plans and reports as required by the regulators as part of the annual Resolution Plan submission
• Detailed analysis of the Bank's risk exposure to each market infrastructure historically and in future projections, involving some financial modelling and risk strategy
• Regular interactions with senior executives on key issues and recommendations as well as participating in interbank working groups in coordination with applicable regulators
• Crafting and implementing optimization strategies
• Building and maintaining strong, collaborative relationships with internal partners in the process of identifying, assessing, and mapping their roles
• Preparing analysis reports

Requirements:

• Professional degree (JD/MBA) and/or advanced professional experience preferred
• Prior experience working with FMIs or with third party management preferred
• Extensive knowledge of capital markets and market infrastructures (from either a trading perspective or an operations perspective)
• Outstanding writing skills, with the ability to turn around material drafts quickly and effectively
• Excellent analytical, communication and interpersonal skills with an ability to interact with all levels
• Strong attention to detail with confirmed ability to process large volumes of information effectively
• Ability to work under pressure and deliver excellence on tight deadlines
• Proficiency with MS Office Suite, with noted competency in Excel

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Job Description:

Department Overview:

Safeguarding the reputation of TD's good governance depends on us.

Job Description:

you’ll develop and lead a team of audit professionals for supervising, planning and executing complex Non-US Internal Control over Financial Reporting (ICFR) Business Process testing across the Bank to enable the annual certification of internal control effectiveness by management. You would also be responsible to provide thought leadership and facilitate key strategic audit discussions with executives as you build new relationships with key enterprise partners and gain a deeper understanding into our processes. If this sounds like you, then apply today and bring your expertise of auditing and team management to help everything run smoothly.

• Lead a team focused on key Canadian ICFR subject matter areas. Provide guidance, leadership, mentorship and development to ensure operational results and professional and personal development objectives are achieved for the overall group.
• Act as the lead audit advisor by providing guidance on emerging trends and ICFR related issues to the senior leadership team to bring about meaningful improvements
• Identify, mitigate and report on ICFR risk issues and control gaps according to guidelines and ensure appropriate escalation processes are followed; raise nonstandard issues to relevant shareholders and audit management where required and collaborate with business partners on remediation.
• Ensure the developed strategy is in integration with overall audit strategy and implemented accordingly while leading enterprise initiatives to provide guidance for complex situations
• Contribute to a risk-based Canadian ICFR Business Process Testing Plan that is delivered on time and paced in a balanced fashion through the fiscal year.
• Provide clear, comprehensive and timely reporting on Canadian ICFR testing status and significant control matters to various stakeholders.
• Be a strategic advisor to leadership team on the management of the portfolio and financials with deep industry and enterprise knowledge
• Connect with key stakeholders while ensuring messages to them is appropriate and in line with business strategies and executive management direction
• Lead the team in the development and integrated implementation of policies, processes, procedures, changes across multiple audit areas while ensuring they follow applicable regulations and stay knowledgeable on emerging issues, trends, and regulatory requirements
• Provide people management leadership by administering the implementation and completion of performance management activities and providing continuous feedback and training
• Build a positive and diverse work environment where team members can share their challenges by giving them equal opportunities and inspiring them to achieve common objectives

Job Requirements:

• Over 10 years of relevant experience with undergraduate degree
• Relevant professional certifications, accounting designations
• Deep knowledge and understanding of audit principles and practices as well as applicable legal and regulatory statutes Management and leadership experience, with Bank/ICFR background.
• A strong negotiator and decision maker who can influence business leaders and make rationale choices
• Strong people management skills with demonstrated experience in leading high performing teams, proven ability to manage and motivate a diverse group of professionals, the ability to effectively work in teams across the bank with multiple stakeholders, and to influence and align others
• A dynamic leader who can work collaboratively with all stakeholders, communicate effectively in both oral and written form and build relationships across teams and functions in a fast-changing environment

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.