דרושים Risk Program Manager ב-Paypal ב-United States, Chicago

Essential Responsibilities:

• Uses data to build insights on product requirements consistent with the shared vision for the product.
• Gathers insights from the customer experience and customer needs to input to product requirements
• Analyzes research, market analysis and usability studies, research and market analysis to support data-driven decision making
• Monitors product profitability measures, including budget.
• Lead sprint planning, daily standups and retrospectives to drive execution. Interfaces with product leadership as needed.
• Partners with content developers, data scientists, product designers and user experience researchers to identify new opportunities.

Expected Qualifications:

• Minimum of 5 years of relevant work experience and a Bachelor's degree or equivalent experience.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $123,500 to $212,850

Our Benefits:

Any general requests for consideration of your skills, please

This job oversees financial reporting, compliance, and internal controls. You will ensure accurate financial information, manage audits, and implement accounting policies in line with GAAP/IFRS and SEC regulations. This role collaborates with cross-functional teams, supports strategic decision-making, and drives process improvements. Strong leadership, technical expertise, and attention to detail are essential.

Essential Responsibilities:

• Partner with PayPal business leaders and wider PayPal finance organization on accounting and reporting matters
• Drive accounting support within finance transformation work programs and other process enhancements
• Provide accounting expertise and leadership to finance and business organizations
• Consult with business partners regularly to ensure awareness of significant transactions and potential accounting impact

Expected Qualifications:

• 8+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

High Level Job Summary:

This role will report directly to the Credit Controller and will be responsible for leading daily and monthly accounting operations, monthly and quarterly reporting (including 10Q/10K) and also, working on complex accounting areas related to PayPal’s rapidly expanding Global Consumer and Merchant loan portfolios. Key responsibilities will include: quarterly SEC reporting and CECL allowance process, ongoing loan portfolio externalizations (ie. loan sales and securitizations), and other special projects, such as product launches, system migrations, changes in accounting policy and broader finance automation initiatives. It is a fast-paced environment that requires juggling of multiple projects with competing deadlines. Highly automated Accounting environment with multiple loan servicing systems, as well as other supporting systems, which adds unique operational complexities and requires a focus on streamlining and automation solutions to ensure scalability. Role will oversee the 3 accounting managers on the team.

• Cross functional teams across PayPal, include: FP&A, Capital Markets, Credit Risk, Data Analytics, System Platform, Corporate Accounting, Treasury, Accounting Policy, SEC Reporting, SOX, etc.
  • Partnership with Capital Markets team (and greater Credit FP&A team) which are based in NYC is a critical function of this role. Note: Credit business partners/leaders are primarily based on the East Coast, across the Tri-State area.
• Oversee quarterly CECL Allowance process. This is a key focus area with a high level of scrutiny due to subjectivity and materiality of the estimate. Quarterly process includes heavy partnership withCredit Risk and Credit Finance to align on reserveestimates and ultimately present a detailed deck to leadership.
• Review complex journal entries and ensure the accuracy of information through well-documented workpapers. Proactively identify, communicate, and resolve any issues or reconciling items.
  
• Work with a high degree of initiative to identify and recommend process improvement opportunities through automation to ensure all processes are scalable for Credit business’ rapid expansion.
• Develop and improve internal process documentation. Ability to analyze and walkthrough new or existing accounting processes from beginning to end and outline journal entries.
• Collaborate with the other managers on the team for specific projects and oversight of day-to-day team operations.
• Partner with PayPal business leaders and wider PayPal finance organization on accounting and reporting matters

• Drive accounting support within finance transformation work programs and other process enhancements
• Provide accounting expertise and leadership to finance and business organizations
• Consult with business partners regularly to ensure awareness of significant transactions and potential accounting impact

Required Skills:

• Excellent written and verbal communication skills to articulate ideas and plans clearly and effectively with internal and external audiences at a leadership level.
• Ability to influence where you do not have direct authority through strong interpersonal skills
• Quick learner with a high degree of attention to detail and understanding of business/accounting processes.
• Ability to manage multiple projects simultaneously across cross functional teams.
• High degree of personal integrity and professional skepticism.
• Open to change and committed to continuous process improvement.
• Have a reputation for getting things done.

Required Qualification:

• 12+ years of Audit/Accounting experience: Minimum 5 years required at a Big Four public accounting firm.
• Experience in Credit or Banking industry is required.
• CPA required

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $123,500 to $212,850

Our Benefits:

Any general requests for consideration of your skills, please

Essential Responsibilities:

• Lead complex data science projects, ensuring they meet business objectives and deliver actionable insights.
• Develop advanced data models and algorithms to analyze large datasets and solve complex business problems.
• Collaborate with senior leadership to identify data-driven opportunities for business growth and efficiency.
• Implement best practices for data management, analysis, and visualization.
• Ensure data governance and compliance with relevant regulations and standards.
• Provide mentorship and technical guidance to the data science team.

Expected Qualifications:

• 8+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
• Experience leading others

Key Responsibilities

New Data Sources

• Identify, evaluate, and onboard new data sources to enhance risk controls, drive marketing, and enhance profitability for existing credit products and to support risk controls for other PayPal products.
• Identify, evaluate, and onboard data sources for new credit product launches, including in new countries across the globe.
• Rapidly evaluate the potential of external data in predictive modeling and decisioning, including using AI/ML techniques.

Credit Bureau Strategy

• Define and execute the strategy for credit bureau data usage across credit and risk domains across the globe, based on product, market, regulatory, and commercial considerations.
• Drive commercial strategy and negotiations with credit bureaus from a PayPal-wide perspective.

Leadership & Stakeholder Management

• Build, lead, and develop a small high-performing team.
• Collaborate cross-functionally with Credit Risk, Fraud Risk, Machine Learning, Artificial Intelligence, Vendor Management, Data Platform, Data Operations, Legal, and Compliance teams.
• Lead strategic partnerships and contract negotiations with external data vendors.

Skills Required

• Track record of building and managing a high-performing team and fostering a culture of innovation, accountability, and focus on the customer.
• Strategic thinker with a deep understanding of how data can be leveraged to manage credit risk (understanding of fraud risk and marketing for lending products strong bonuses).
• Experience working with credit bureau and alternative data sources, with a track record of deploying these assets to drive business impact in lending or credit risk functions.
• Experience working in a highly matrixed environment and successfully collaborating with multiple partner teams to deliver meaningful impact.
• Working knowledge of how AI/ML techniques can enhance data value and ability to collaborate closely with machine learning and AI teams.
• Understanding of relevant regulatory environments (e.g., FCRA, ECOA, GLBA, GDPR), especially as they apply to data sourcing and usage.
• Trusted relationship builder with external data providers and internal stakeholders, including managing sensitive negotiations and long-term partnerships.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $169,500 to $291,500

Our Benefits:

Any general requests for consideration of your skills, please

This job will lead the development and implementation of advanced data science models and algorithms. You will work with stakeholders to understand requirements and deliver solutions. Your role involves driving best practices in data science, ensuring data quality, and mentoring junior scientists.

Essential Responsibilities:

• Lead the development and implementation of advanced data science models.
• Collaborate with stakeholders to understand requirements.
• Drive best practices in data science.
• Ensure data quality and integrity in all processes.
• Mentor and guide junior data scientists.
• Stay updated with the latest trends in data science.

Expected Qualifications:

• 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Skills and background requirement:

-3+ years of experience in solving problems using a data-driven approach

-Strong proficiency in analytical tools and languages such as SQL, Python, BigQuery, Machine learning and data visualization tools (e.g., Tableau, Power BI).

Proven track record in the field of data analysis or statistical analysis

Outstanding written, verbal, and interpersonal communication skills

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $123,500 to $212,850

Our Benefits:

Any general requests for consideration of your skills, please

As the Manager for Global Loyalty Program & Experience, you will play a pivotal role in shaping the short- and long-term strategies for PayPal’s global rewards program. Your primary responsibilities will be to oversee the go-to-market strategy for the PayPal loyalty program. This position will require strategic planning, cross-functional leadership, operational design, and creative problem-solving to ensure seamless launches and ongoing success across multiple regions.Key Responsibilities:Own the global go-to-market function for loyalty, overseeing the planning and execution of launches across new and existing regions, partnering with the Strategy & Analysis function to align with the overall geo expansion strategy.Develop and implement a scalable operating model and governance framework to ensure consistency and alignment across disparate regions.Oversee strategy for incentive-based campaigns that drive adoption and deepen consumer engagement across regions, partnering with the Strategy & Analysis to measure program success, and Marketing to drive execution.

Essential Responsibilities:

• Drive revenue growth and global market expansion by identifying and cultivating strategic partnerships, channels, and opportunities
• Lead the negotiation with external partners and engage cross-functional support colleagues to ensure the successful delivery of solutions for large complex partnerships.
• Develop and execute an overall business strategy to identify and cultivate strategic partnerships, channels, and opportunities to drive revenue growth and global market expansion.
• Influence the negotiation with external partners, engaging cross-functional support colleagues, to ensure successful delivery of solutions for large complex partnerships.
• Align product and business levers (such as pricing and FX) to maximize revenue and market expansion opportunities.
• Engage closely with product, engineering, and architecture teams to drive the architectural runway and determine the best technicalimplementation/design.
• Represent the end customer on an ongoing basis and use this knowledge to drive effective prioritization and decision-making.
• Collaborate and influence product outcomes in a matrix organization with multiple stakeholders such as Engineering, Operations, Risk, Legal, Sales, Business Development, Marketing, Finance, and Banking Partners.

Minimum Qualifications:

• Minimum of 8 years of relevant work experience and a Bachelor's degree or equivalent experience.

• 4-6 years of experience in go-to-market strategy, product marketing, business development, loyalty program management, consulting, or related functions.

• Strong understanding of commercial product development and GTM strategy.

• Experience working in fast-paced environments and matrixed organizations with cross-functional teams (e.g., Product, Marketing, Operations) is essential.

• Demonstrated ability to think strategically and creatively while applying sound business judgment and quantitative analytics.

• Excellent analytical, problem-solving, and decision-making skills.

• Familiarity with CRM programs, loyalty platforms, project management tools and digital marketing concepts is preferred but not required.

• Strong, effective communication and presentation skills.

• Consumer-focused mindset, with an ability to translate feedback and data into actionable solutions.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $100,500 to $173,250

Our Benefits:

Any general requests for consideration of your skills, please

Key Responsibilities:Build and sustain a governance and operating model for GTM alignment across diverse launches and initiatives.Develop detailed workback plans for future program launches, ensuring milestones, deadlines, and dependencies are clearly defined and tracked.Assist the Senior Manager in building out the refinement plan to continuously enhance the loyalty program.Identify opportunities for innovation and ensure enhancements align with consumer needs and market trends.

Essential Responsibilities:

• Drive revenue growth and global market expansion by identifying and cultivating strategic partnerships, channels, and opportunities
• Lead the negotiation with external partners and engage cross-functional support colleagues to ensure the successful delivery of solutions for large complex partnerships
• Develop and execute an overall business strategy to identify and cultivate strategic partnerships, channels, and opportunities to drive revenue growth and global market expansion
• Influence the negotiation with external partners, engaging cross-functional support colleagues, to ensure successful delivery of solutions for large complex partnerships
• Align product and business levers (such as pricing and FX) to maximize revenue and market expansion opportunities
• Engage closely with product, engineering, and architecture teams to drive the architectural runway and determine the best technicalimplementation/design
• Represent the end customer on an ongoing basis and use this knowledge to drive effective prioritization and decision-making
• Collaborate and influence product outcomes in a matrix organization with multiple stakeholders such as Engineering, Operations, Risk, Legal, Sales, Business Development, Marketing, Finance, and Banking Partners

Minimum Qualifications:

• Minimum of 5 years of relevant work experience and a Bachelor's degree or equivalent experience.

• 2-4 years of proven experience in developing and managing commercial strategies and products, preferably within the financial services, consulting, or fintech industry.

• Demonstrated expertise in creating governance and operating models, preferably in a globally scaled environment.

• Ability to pinpoint gaps, inefficiencies, or risks in processes and suggest innovative solutions.

• Strong project management and organizational skills with a demonstrated ability to manage complex, cross-functional initiatives.

• Excellent analytical, problem-solving, and decision-making skills.

• Strong, effective communication and presentation skills.

• Consumer-focused mindset, with an ability to translate feedback and data into actionable solutions.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $84,500 to $140,250

Our Benefits:

Any general requests for consideration of your skills, please

Essential Responsibilities:

• Drive revenue growth and global market expansion by identifying and cultivating strategic partnerships, channels, and opportunities
• Lead the negotiation with external partners and engage cross-functional support colleagues to ensure the successful delivery of solutions for large complex partnerships.
• Develop and execute an overall business strategy to identify and cultivate strategic partnerships, channels, and opportunities to drive revenue growth and global market expansion.
• Influence the negotiation with external partners, engaging cross-functional support colleagues, to ensure successful delivery of solutions for large complex partnerships.
• Align product and business levers (such as pricing and FX) to maximize revenue and market expansion opportunities.
• Engage closely with product, engineering, and architecture teams to drive the architectural runway and determine the best technicalimplementation/design.
• Represent the end customer on an ongoing basis and use this knowledge to drive effective prioritization and decision-making.
• Collaborate and influence product outcomes in a matrix organization with multiple stakeholders such as Engineering, Operations, Risk, Legal, Sales, Business Development, Marketing, Finance, and Banking Partners.

Minimum Qualifications:

• Minimum of 8 years of relevant work experience and a Bachelor's degree or equivalent experience.

Preferred qualification:

Key responsibilities:

• Drive Third-Party Loyalty Integration Strategy
  Define and refine the partnership approach for external loyalty platforms and merchants, focusing on scalable integrations that benefit PayPal users and partners alike.
• Partner Onboarding & Enablement
  Support onboarding efforts with loyalty management systems (LMS) and merchants, ensuring alignment on integration requirements, timelines, and success metrics.
• Customer Experience Advocacy
  Help shape the customer experience around loyalty enrollment, balance visibility, and reward redemptionkeeping simplicity and usability front and center.
• Cross-Functional Collaboration
  Work across Product, Marketing, Legal, Analytics, and Operations to ensure alignment on partner deliverables and internal readiness for launches.
• Program Optimization & Growth
  Track performance of partner programs, identify areas for enhancement, and support iteration to drive deeper engagement and long-term impact.
  

Qualifications:

• 3–5 years of experience in strategic partnerships, loyalty, fintech, or consumer platforms
• Strong interpersonal and negotiation skills
• Excellent project management and organizational abilities
• Data-driven mindset with a comfort in interpreting performance trends
• Experience navigating cross-functional organizations
• Familiarity with third-party loyalty programs, embedded platforms, or digital wallets is a plus

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $100,500 to $173,250

Our Benefits:

Any general requests for consideration of your skills, please