Capital One Manager Commercial Real Estate Credit Officer 

United States, Virginia, Arlington 

984268172

Manager, Commercial Real Estate Credit Officer

On-going Portfolio Management:

- Continuously monitor the credit quality of each transaction in the portfolio, and overall portfolio performance and trends

- Ensure annual reviews are well-documented with accurate and appropriate risk ratings based on a grounded forward-looking view

- Assess drivers of deteriorating credits, evaluate potential contagion and correlation within portfolio and communicate lessons learned to improve underwriting and structure of new transactions

- Ensure portfolio activities comply with internal policies and procedures

- Participate in periodic reviews of portfolios of vulnerable assets rated watch and monitoring of delinquent loans

- Collaborate with the Business as a Subject Matter Expert on regulatory and/or compliance requirements

- Work with CR&A's portfolio analytics group to develop discrete reporting on portfolio metrics

- Communicate individual risks and general emerging risks to the Senior Credit Officer

Risk Assessment (within allocated credit authority or in support of the Senior Credit Officer):

- Stay abreast of industry and market trends and potential disruptive and emerging risks

- Identify the key historical and future credit (and non-credit) risks related to a specific transaction

- Evaluate assumptions and results of cash flow and valuation analysis under base case and stressed scenarios to determine the reasonableness to support sources of repayment

Manage Credit Approval Process (within allocated credit authority or in support of the Senior Credit Officer):

- Ensure all credit exposures and deal renewals/amendments are approved in accordance with existing policies and procedures, both internal Underwriting Standards and external regulatory guidelines, and are appropriately risk rated

- Review and approve Credit Actions appropriate for the risk profile of the Borrower; ask probing questions when warranted

Basic Qualifications

- Bachelor’s degree or military experience

- At least 4 years of experience in commercial real estate lending or commercial real estate finance

Preferred Qualifications

- Exposure to credit principles and loan structuring

- Exposure to underwriting, structuring or administering commercial loan transactions

- Working industry knowledge of commercial real estate markets and various property types

- Completed formal credit training or relevant on the job training

Chicago, IL: $144,000 - $164,400 for Manager, Industry Comml Credit Officer McLean, VA: $158,400 - $180,800 for Manager, Industry Comml Credit Officer New York, NY: $172,800 - $197,200 for Manager, Industry Comml Credit Officer Plano, TX: $144,000 - $164,400 for Manager, Industry Comml Credit OfficerThis role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.