JPMorgan Senior Credit Review Director 

United States, New Jersey, Jersey City 

98394352

Job responsibilities

• Determine overall team structure and manage resource allocation across review execution.
• Leverage relationships to deepen awareness of credit trends/developments and share regulatory areas of focus across teams.
• Challenge the team to be innovative in coverage and approach and promote data analytic initiatives that support the department objectives.
• Openly communicate and cascade messages from the leadership team, stakeholders, and regulators.
• Promote an inclusive environment where all teammates are treated with fairness and respect.
• Maintain senior relationships (typically OC -1 level) providing advice, influence and credible challenge.
• Maintain relationship with Regulators and act as a main point of contact for Regulator requests, including understanding requirements and expectations for Credit Review coverage.
• Share concerns with the business / credit risk management and lead a common understanding / approach.
• Influence credit review methodology and operating processes across the department, working with Practices to ensure the methodology keeps pace with environmental change.
• Attend Risk Committee and other pertinent portfolio meetings regularly.
• Ensure consistent application of firmwide risk policy, credit procedures, consistency of credit review approach and compliance with methodology across the Consumer Credit Review portfolio.

Required qualifications, capabilities and skills

• Proven leader of others with at least 10 years of direct management experience.
• Experienced credit professional with a minimum of 20 years of consumer credit experience.
• Deep knowledge and understanding of consumer underwriting guidelines and principles and credit/financial analysis.
• Firm understanding of how to employ data analytics to monitor and assess the credit card portfolios.
• Minimum Bachelor's degree in Accounting, Finance, Economics, or a related discipline.
• Demonstrated understanding of credit risk management principles and great analytical skills.
• Excellent oral and written communication and interpersonal skills required with ability to present complex and sensitive issues to management.
• Enthusiastic, self-motivated, effective in a dynamic fast-paced environment and willing to take personal risk, responsibility, and accountability.
• Works well alone and in teams, proactively shares information, supports colleagues, and encourages participation and development.
• Able to travel as required.

Preferred qualifications, capabilities and skills

• Background in consumer credit underwriting, credit risk management and credit risk review.
• Previous Credit Review experience
• Masters or other advanced degree