Citi Group Director Credit Portfolio Senior Officer II - Hybrid 

United States, Florida, Miami 

89642011

Responsibilities:

• Lead risk management activities associated with the retail credit portfolio
• Validate new account strategy development, account management strategy development and non-scoring models
• Ensure compliance with partner contract SLAs and management
• Conduct internal and external oversight reviews
• Partner with various groups including Relationship Management and the Operating Committee
• Meet and exceed Partner/Citi Profit & Loss (P&L) and performance expectations
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 15+ years of experience in financial services and risk management required
• Experience with portfolio performance monitoring and diagnostics
• Knowledge of toolsets including behavior scores, internal and external data sources, data mining/segmentation applications
• Knowledge of card product P&L dynamics and the interaction of consumer behaviors, product configuration and market/economic environments
• Knowledge and understanding of the retail partner business model
• Proven analytic and negotiation skills
• Demonstrated successful in managing risk policy/strategy through the economic cycle and/or in various environments
• Consistently demonstrate clear and concise written and verbal communication

Education:

• Bachelor's degree/University degree or equivalent experience
• Master's degree preferred

Among key responsibilities of the RMCO, and as required by local regulators, are: Regulatory requirements, reporting, and engagement, Governance Standards, Stress Testing and Capital Planning, IFRS9, Legal Entity Management, Crisis Management, Climate Risk , Environmental, Social and Governance, and any additional franchise responsibility related to core role and responsibilities as second line of defense.

Anticipated Posting Close Date:

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