Job Responsibilities:
- Analyze a CDFI’s audited financial statement and portfolio quality to assess its current strength and provide a summary of the organization’s current management, lending strategy and overall outlook.
- Identify key credit risks in a transaction and communicate them in a clear and succinct manor.
- Prepare credit approval packages and present to Credit Executives and/or Investment Committee for approval.
- Take a leadership role in closing new transactions including review of loan documentation.
- Support the banking team in management of on-going client relationships and transactions. Engage directly with CDFI project-level and executive staff.
- Manage a portfolio of accounts and collaborate with the servicing and portfolio management teams.
- Support on-going valuation of loans within the portfolio.
- Ensure regulatory compliance and timely maintenance of accurate books and records.
Required qualifications, capabilities, and skills:
- Minimum of eight years in a lending function with experience structuring complex transactions or commercial real estate credit.
- BA/BS or Masters, with concentration in urban policy or management and/or accounting/finance/economics.
- A demonstrated passion for community development finance and/or social enterprise
- Strong analytical and project management skills, with the ability to multi-task
- Strong verbal and written communication
- Dexterity with Excel, Powerpoint and Word.
- Excellent teamwork and customer service
- Ability to consistently deliver on commitments to colleagues and internal and external customers
- Ability to handle ambiguous problems and persist until problem is resolved
- Attention to detail
- Entrepreneurial spirit and comfort with ambiguity
Preferred qualifications, capabilities and skills
- Working knowledge of JPMC add-ins a plus