Capital One Credit Analyst 

United States, Texas, Plano 

830028035

Credit Analyst I

Responsibilities:

• Analyzes complex personal and corporate loan portfolio financial statements for loan risk rating and monitoring purposes on a single loan and relationship basis. Responsible for reviewing risk factors such as contingent liabilities recurring cash flows.

• Sets up tracking for and monitors the facility for covenant compliance, adequate collateral valuation, verification of structural soundness and identification of any credit weaknesses and reporting of any significant deterioration of borrowing relationship to department managers.

• Performs $1-3MM Loan Interim Reviews and prepares Loan Packages for Annual Reviews.

• Prepare and analyze financial spreads and cash flow statements to assess financial performance of the business.

• Financial spreads and credit packages created to be routinely of high quality, timely within deadlines, and require minimal revision by underwriters.

• Professionally manages and maintains satisfactory communication with borrowers and co-workers.

• Trains for and responsible for mastering all advanced credit concepts.

• Supports other credit-related activities and assists in divisional projects to achieve divisional goals.

Basic Qualifications:

• Bachelor’s Degree

Preferred Qualifications:

• Bachelor’s degree in Accounting or Finance

• At least 2 years of experience in financial statements, lending analysis, underwriting or loan review.

This role is hybrid meaning associates spend 3 days per week in-person at one of our offices listed on this job posting. Fridays are enterprise- wide virtual work days. Monday, Tuesday, Wednesday and Thursday are in-person days for associates to spend time together working in our beautifully-designed team areas

Plano, TX: $72,800 - $83,100 for SBB Credit Analyst IThis role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.