דרושים Product Manager Daily Banking Genders ב-גיי פי מורגן ב-Germany, Berlin, Berlin

Roles & Responsibilities

Financial Analysis team is responsible for partnering across the firm to provide financial and strategic analysis, oversight, and coordination of budgeting and forecasting. Our Financial Planning and Analysis (FP&A) teams are responsible for a wide range of activities including financial control, forecasting, and budgeting, analysis of financial/business metrics, delivery of weekly/monthly/quarterly management reporting, development of new reporting capabilities (e.g., dashboards), and advising the line of business Chief Financial Officer on how to increase profitability and efficiencies.

• Managing annual/continual financial planning activities for product areas, providing business rational and decisions for all month-end financial performance and forecasting, conducting reviews and analysis on product financial performance, consumption/demand planning, budgeting, billing, trends, and exception reports
• Develop recommendations effecting business procedures and operations and maintain financial and reporting systems.
• Efficiency reporting, analytics, and strategy - including, but not limited to - location strategy, span of control, reporting and analytics
• Creating financial business cases supporting business initiatives
• Reporting on and monitoring key metrics, driving data quality initiatives across the product area, and helping define future needs of the product area
• Developing and tracking performance metrics, creating presentations, and generally providing financial analysis on a variety of topics to senior management
• Helping design new reports and dashboards to efficiently deliver the financial results to senior management
• Enhancing controls and streamlining processes, introducing automation where possible
• Prepare insightful, high quality Senior Management presentations
• Prepare analytical insights by partner reports
• Prepare Customer Penetration Metrics
• Support ad hoc requests from the Business and Senior Management
• Weekly/Monthly/Quarterly reports as required
• Knowledge of Essbase, Microsoft Access, Visual Basic Analysis, Systems, Applications & Products in Data Processing (SAP), etc. is added advantage
• Ensure that reports are insightful and contain commentary on key movements and watch items

Skills / Competencies Needed/Education Qualifications:

• Chartered Accountant/ CFA/ MBA (Finance) (or similar educational background) with 12+ years of post-qualification experience
• Background in Data Science a strong plus. Experience in SQL/SAS/Python/Tableau a plus
• Strong financial analytical skills – Fusion of Finance and Data Capabilities
• Strong Team Management Skills – With experience in managing Associate level population
• Experience in banking industry preferred
• Excellent communication and partnering skills
• Ability to multi-task and work autonomously within team environment
• Ability to research issues/problems and provide a 'solution-based' approach
• Adaptable to change and ambiguity in the work environment
• Expert knowledge of Excel (i.e. use of pivot tables, macros, arrays, etc), Microsoft Access
• Knowledge of Essbase
• Inquisitive, enthusiastic, and diligent, and capable of challenging status quo
• Highly motivated and able to thrive and think clearly under pressure and tight deadlines
• Highly motivated self-starter with excellent time management/prioritization skills
• Strong analytical and problem-solving skills with ability to analyze large data sets and present conclusions concisely
• Shift timings: 2.00 pm till 11.00 pm

As a Private Client Banker in Branch Banking, you are the main point of contact for a select group of Chase’s affluent clients as well as other customers in the Branch. You will manage their complete banking relationship across the company, utilizing a proactive and disciplined approach to generate growth in their balances. You will help acquire new clients by actively soliciting referrals and developing internal and external sources.

Job responsibilities

• Shares the value of Chase Private Client with clients that may be eligible
• Actively manages their banking relationship through an advice-based approach, ensuring each client receives the best products and services for their needs
• Partners with Specialists (Private Client Advisors, Mortgage Bankers and Business Relationship Managers) to connect customers to experts who can help them with specialized financial needs
• Makes lives of clients more convenient by sharing and setting up self-service options to access their accounts 24 hours a day/ 7 days a week
• Adheres to policies, procedures, and regulatory banking requirements

Required qualifications, capabilities, and skills

• Demonstrated success using a value-added, relationship-oriented approach to acquire and deepen client relationships
• 1+ year Branch Banking Banker or equivalent experience in financial services, with verifiable success in new client acquisition, cultivating, and maintaining customer relationships and revenue generation
• Beginning Oct. 1, 2018, if you are not currently registered, the Securities Industry Essential (SIE) exam, FINRA Series 6/7, state registration (including 63 or 66 if required) and Life licenses are required - or must be successfully completed within 180 days of starting the role
• Compliance with Dodd Frank/Truth in Lending Act*
• High school degree, GED, or foreign equivalent
• Adherence to policies, procedures, and regulatory banking requirements
• Ability to work branch hours, including weekends and some evenings

Preferred qualifications, capabilities, and skills

• Excellent communication skills
• College degree or military equivalent
• Experience cultivating relationships with affluent clients
• Strong team orientation with a commitment of long-term career with the firm

Dodd Frank/Truth in Lending Act

This position is subject to the Dodd Frank/Truth in Lending Act qualification requirements for Loan Originators. As such, an employment offer for this position is contingent on JPMC's review of your criminal conviction history, credit report, information available through NMLS, and any other information relevant to a determination by JPMC that you demonstrate financial responsibility, good character, and general fitness for the position. Note that any felony conviction within the last seven years will disqualify you from consideration for this position. Your continued employment in this position would be contingent upon compliance with Truth in Lending Act/Dodd Frank Loan Originator requirements.

In addition, this position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. As such, upon active employment with JPMorgan Chase, you will be required to either register on NMLS, or to update your existing registration as necessary to grant access to and reflect your employment with JPMorgan Chase. Your continued employment in this position with JPMorgan Chase is contingent upon compliance with the SAFE Act, including successful registration immediately after your start date, and timely completion of annual renewal and required updates thereafter.

Any information obtained during the registration, update, and renewal processes or through NMLS notifications may impact your employment with the firm. Any of the completed information you provide during the Chase on-line application process may be transferred, on your behalf, to NMLS by JPMorgan Chase. Please carefully review the information you provide to Chase for accuracy and consistency and with any current NMLS record, if applicable, before submitting. Further information about NMLS and registration requirements of registration can be found at:

The Financial Crime Operations Investigations unit (FCOI) within the Fraud&FinCrime Department is primarily responsible for processing pre-investigated cases of unusual transactional activity and perform the filing of a Suspicious Activity Report (SAR) with the FIU and initiate further risk-mitigating measures. Additional FCOI is using their knowledge and intelligence to triage new cases to ensure they receive an appropriated handling.

Job responsibilities:

• Quality review of Fraud Cases, provide internal feedback and execute SAR filings, handle external communication with authorities such as FIU and banks.
• Triage unusual activity reports and information’s from related sources to ensure new investigation cases receive an appropriated handling.
• Manage personal workload and priority items, and ensure timely escalation of key risks/issues to management.
• Keep informed of and apply any changes to processes, procedures and regulatory change.
• Collaborate with management for ongoing knowledge sharing to the investigation Teams, driven by root cause error analysis and promoting best practice.
• Identify and execute process improvements, and provide Subject Matter Expert support on key process and technology initiatives for referring parties, supporting the creation of unusual activity reports and establishing strong feedback loop.
• Develop strong partnerships with key stakeholders, proactively build and maintain relationships across the firm.

Required qualifications, capabilities, and skills:

• Strong verbal and written communication skills with ability to influence others in German and English.
• Excellent analytical and research skills, detail oriented.
• Ability to deep-dive and investigate issues to reach a successful resolution to applicable parties.
• Strong time management skills, self-directing and capable of dealing with high pressure, time sensitive tasks.
• Quality-focused work ethic with a strong controls mind-set.
• Extensive experience within AML/fraud investigation in financial sector.

Preferred qualifications, capabilities and skills:

• Experience with SAR filing (goAML) and communication with governmental authorities such as FIU.
• Previous banking-retail experience.

As a, you’ll play an important role in developing our proposition and driving product innovation. You will help define our pricing strategy, and ensure our products align with strategic goals. Your expertise will be key in monitoring product performance, conducting market research, and supporting customer acquisition initiatives.

Key Responsibilities:

• Gathering, prioritizing, and owning specific market requirements for new and existingsavingsproducts, leveraging customer insights, competitive analysis, and applicable regulations.
• Assist in crafting and implementing a compelling customer value proposition that addresses the specific needs and preferences of the German consumer base.
• Contribute to defining and implementing viable commercial models and pricing strategies that drive growth and enhance profitability, considering market demand, competitor pricing, cost structures, and potential regulatory impacts.
• Prepare regular reviews of the product line's performance, ensuring alignment with broader ICB strategic goals.
• Run monitoring frameworks and systems to track product performance and commercial metrics across the product line
• Conduct market research to understand the competitive landscape and identify key differentiators for the product, gaining insights into customer behavior and market trends.
• Support the execution of a strategic agenda for acquiring new customers and expanding market reach for the product line.
• Ensure compliance with local regulations and the risk and control management framework, mitigating potential risks.
• Monitor the latest trends, best practices, and regulations in financial services, cultivating in-depth knowledge of the product area.
• Support implementation and testing, including operational set-up and training where required.

Required Qualifications, Capabilities, and Skills:

• Experience in building and managing product propositions for a high-performing German bank or fintech.
• Familiar withconducting market research and analysis to understand competitive pricing dynamics and identify commercial opportunities for differentiation.
• Ability to utilize analytical tools and techniques to extract actionable insights from various datasets and translate findings into strategic recommendations.
• Understanding of financial principles and metrics related to pricing, including margin analysis, profitability assessments, and revenue forecasting.
• Understanding of the competitive landscape, customer needs, and behaviors within the German retail financial sector.
• Familiarity with legal and regulatory requirements for financial services in Germany.
• Comfortable working in a dynamic, digitally-focused setting.
• Fluent in English with strong written and oral communication skills. Additional knowledge of German preferred.

As a Business Relationship Manager Senior (BRM) Acquisition banker in Business Banking, you’ll be developing and managing a portfolio of large profitable business clients with annual revenue greater than ~$3MM. You’ll focus on business development, acquiring balances, deepening product utilization, and gaining referrals to increase primary bank share. As a Senior Acquisition banker, you will provide a high-touch experience by building relationships and providing financial advice with a focus on client experience and risk management, while focusing on acquiring new relationships, retaining and deepening existing relationships.

Job Responsibilities

• Acquire, retain and deepen a portfolio of approximately 40 business clients and 60 prospects in a growth/expansion stage with annual revenue greater than ~$3 million; provide business deposit and cash management solutions and manage business credit opportunities up to $15 million; provide support to branch-based business bankers on sizeable business credit deals as needed
• Deliver an outstanding experience to Chase business clients by providing comprehensive and customized business banking solutions tailored to the financial needs and circumstances of their businesses
• Grow portfolio by prospecting for new clients whose businesses are in expansion mode; utilize extensive referral networks and centers of influence to independently identify and pursue potential new business clients, looking for ways to cultivate long-term primary banking relationships.
• Develop strong referral network internally in partnership with Private Bank, Asset Wealth Management, Middle Market and One Chase to identify new opportunities for all partners
• Leverage knowledge of diverse types of businesses, industries, markets, financial and economic concepts, as well as creative marketing techniques utilizing Chase resources and materials to develop business network and prospects
• Develop relationships with clients, prospect and centers of influence through in-person/virtual calls to understand the needs of the business and its owners and develop the full financial relationship
• Understand the personal financial goals and needs of the owner(s). Utilize knowledge of personal banking products and partner with Branch, Wealth Management and Private Bank to identify and deliver appropriate personal financial solutions
• Partner with product specialists to ensure clients are onboarded seamlessly with end-to-end delivery of new accounts and full suite of products and services. Leverage service team to deliver an outstanding client experience
• Protect the firm by following sound risk management protocols and control policies and adhering to regulatory requirements

Required qualifications, capabilities, and skills

• Minimum of 5 years’ experience in a Business Banking Relationship Management role or related business lending experience
• Strong current business network; active involvement in community organizations such as Chambers of Commerce, non-profit boards
• Demonstrates strong tactical business development and negotiation skills. Self-directed, proactive, and creative; uses sound judgment and navigates ambiguity to get things done
• Strong relationship-building and excellent communication skills with individuals at all levels, internally and externally. Ability to influence others to achieve desired outcomes and leverage technology to interact with clients effectively and efficiently
• Strong knowledge of deposit and cash management products and services, and knowledge of business credit underwriting with commercial credit training. Uses seasoned judgment to offer comprehensive and customized solutions that best meet client needs; monitors and researches market/industry trends and business outcomes to anticipate client needs; presents proactive solutions and innovative alternatives when appropriate
• Balance needs of clients with associated risks and interests of the firm
• Excellent organizational skills and the ability to manage, prioritize, work under pressure and meet tight deadlines

Preferred qualifications, capabilities, and skills

• Bachelor’s degree in Finance or related field, or equivalent work experience
• Minimum of 3 years’ managing clients >$10+MM revenue
• In-depth knowledge of diverse types of businesses, industries, markets, financial and economic concepts
• Proficient in Microsoft Office tools including Outlook, Excel, Word, and PowerPoint

Unser Büro befindet sich im Zentrum von Berlin.

Das sind deine Aufgaben:

• Du bist die erste Anlaufstelle, die unseren Kunden zur Seite steht und ihnen hilft, ihr Anliegen zu lösen
• Ob allgemeine Fragen oder Unterstützung bei unseren digitalen Diensten – du bist mit Sorgfalt ein zuverlässiger Ansprechpartner
• Mit deinem Engagementsorgst Du für eine ausgezeichnete Kundenzufriedenheit durch professionelle Kommunikationund baust enge Beziehungen zu unseren Kunden:innen auf
• Du unterstützt uns dabei, die Zukunft des Bankings zu gestalten und trägst aktiv zum Wachstum des Unternehmens bei

Das bringst du mit:

• Für dich steht der Mensch im Mittelpunkt: Du arbeitest sowohl mit unseren Kund:innen, als auch mit deinen Kolleg:innen partnerschaftlich zusammen
• Du verfügst über einen hohen Servicegedanken und hast eine Affinität für digitale Serviceangebote
• Du beherrschst die deutsche Sprache fließend in Wort und Schrift und hast zudem solide Englischkenntnisse
• Du legst Wert auf ein positives Arbeitsklima und trägst selbst gerne dazu bei
• Es macht dir Spaß, dich kontinuierlich weiterzuentwickeln und siehst Veränderung als Chance und gestaltest aktiv mit

Das wäre ein Plus:

• Du hast idealerweise bereits praktische Erfahrung im Kundenservice und/oder in der Finanzbranche sammeln können.

Job responsibilities:

• Serve as the first point of contact, assisting our customers and helping them resolve their concerns.
• Address general inquiries or provide support with our digital services, acting as a reliable contact with care.
• Ensure ahighly satisfactoryand build close relationships with our customers through your commitment.
• Contribute to shaping the future of banking and actively support the growth of the company.

Required qualifications, capabilities, and skills:

• Prioritize people by collaborating with both customers and colleagues in a partnership-oriented manner.
• Demonstrate a strong service mindset and an affinity for digital service offerings.
• Fluency in German both spoken and written, along with solid English skills.
• Value and contribute to a positive work environment.
• Embrace continuous development, view change as an opportunity, and actively participate in shaping it.

Preferred qualifications, capabilities and skills

• Experience in customer service in financial industry