EY Data Scientist - Credit Card Risk 

Cyprus, Nicosia 

815655691

• Develop and implement financial services data-driven solutions relate, but not limited to, optimizing card limits, building acquisition scorecards, and analyzing credit utilization.
• Conduct in-depth analysis and provide actionable insights to support decision-making processes.
• Collaborate with cross-functional teams to drive data-driven strategies and improve operational efficiency.
• Utilize advanced analytics and machine learning techniques to solve complex business problems.
• Prepare and present findings to stakeholders, ensuring clear communication of technical concepts to non-technical audiences.
• Maintain and enhance existing models and develop new models as needed.
• Ensure data integrity and accuracy through rigorous testing and validation processes.Requirements:

• Proven experience in secure lending-related projects, such as card limit optimization, acquisition scorecard build/cut-off changes, and credit utilization analysis.
• Proficiency in key areas of operational day-to-day effectiveness, including:

1. SAS, SQL, and Python coding
2. P&L analysis

• Strong analytical and problem-solving skills with the ability to interpret complex data sets.
• Excellent communication and presentation skills.
• Ability to work independently and as part of a team in a fast-paced environment.
• Fluency in English is a must have.
Preferred Qualifications:

• Experience in the Financial Services industry, particularly in Unsecured Lending.
• Familiarity with advanced analytics tools and platforms.
• Knowledge of regulatory requirements and industry best practices.

• 13th salary
• Provident Fund
• Private Medical and Life Insurance
• Flexible working arrangements (hybrid work and flexible work schedule)
• Friday afternoon off
• EY Tech MBA and EY MSc in Business Analytics
• EY Badges - digital learning certificates
• Mobility programs (if interested to work abroad)
• Paid Sick Leave
• Paid Parental Leave
• Yearly wellbeing days off
• Maternity, Wedding and New Baby Gifts
• EY Employee Assistance Program (EAP) (counselling, legal and financial consultation services)