As a Strategic Analytics Vice president in Consumer Card Risk Portfolio, you will be part of the core strategies that keep our customers engaged while managing the risk of customer’s total exposure. You will be responsible for leading the efforts to provide effective challenge and recommendations to the customer exposure strategy, supporting the balance between satisfying customer total exposure needs and responsible lending. You will also be responsible for the risk management of the waterfall income strategy, where decisions are made of the best source of income to be leveraged to assess affordability and risk across portfolio proactive strategies. Being the manager of a team of strong performers, you will be responsible of nurturing their growth and lead them with intent, direction and empowerment. You will meet regularly with partners across Risk Management (as both customer exposure and waterfall income are upstream strategies for many proactive strategies across acquisitions and portfolio), Finance, Lending, Product and Business units.
Job Responsibilities
- Lead analytics to drive risk strategy and innovation partnering with and influencing cross functional teams
- Work with areas across Risk, Lending and IT to support the launch of risk strategies and capabilities with an emphasis on strong testing and controls, while keeping customer experience at top of mind
- Mange risk strategies to drive financial performance and risk mitigation improvements while innovating to ensure optimal strategy performance
- Lead inclusively, with purpose and integrity, and strong focus on continuous professional development and talent management
- Work closely with Risk Governance, Legal and Compliance to ensure policies are in compliance with laws and regulations
Required qualifications, capabilities, and skills
- Bachelor's degree in a quantitative discipline from an accredited college/university required
- 7+ years of experience in the lending industry
- Strong project management skills and attention to detail to deliver new strategies in a complex decision technology environment
- Demonstrated leadership in solving business problems and working past ambiguity through structured analytics and effective communication and interpersonal skills
- Proven ability to develop effective controls and manage risk
- Strong knowledge and understanding of Consumer Credit laws and regulations
Preferred qualifications, capabilities, and skills
- 1+ years of experience building and leading a team of analytics professionals
- 3+ years of experience in Risk Management, Data and Analytics or similar roles
- Strong SQL coding skills, Excel, Microsoft PowerPoint and Tableau skills