The Community You Will Join:
Our Payments platform organization has 2 domains:
- Payments and Commerce platform - facilitating money movement and exchange of value while also fueling growth for our business,
- Payments Compliance and Payments Risk - ensuring safe and efficient payment processing,
The Difference You Will Make:
- You are passionate about solving complex problems within the Payments, Risk and Compliance domain with data & insights; adding a new perspective to existing solutions and making business decisions based on careful and thoughtful analysis
- You are highly proficient in building and analyzing analytical frameworks, statistical models and experimentation methods to establish and communicate causal relationships
- You are a storyteller who uses complex data and insights to frame narratives to bring others along the journey
- Ability to create impact for key projects at the eTeam direct level by iInfluencing strategy and roadmap
A Typical Day:
- Generating risk and compliance analytics reports that provide insights to the right audience at the right time
- Analyzing risk and compliance data for insights and performance evaluation
- Provide regular updates and reports to management and stakeholders
- Assist with analyzing risk performance and health, triaging the issue, and provide recommendation on the best course solution and optimization
- You will collaborate on Payments teams, including both payin and payout processing to ensure smooth end to end execution.
- Assist with initiatives to optimize the end-to-end payments journey by identifying pain points, friction areas, and improvement opportunities
- Collaborate with driving Host and Guest advocacy to enhance payment experience, amplifying voices and addressing concerns with impactful and measurable results
- Assist with building new payment strategies to balance financial risk and experience for different seller segments by utilizing advanced data analytics, both internal and external, to inform strategic decision-making
- Stay abreast of industry trends, emerging technologies, and regulatory changes in the payments landscape. Proactively identify opportunities for innovation
- Oversee the day to day operations in partnership with finance
- Ensure accurate and efficient handling of payments transaction
- Monitor payment trends, identify areas for improvement and implement strategies to optimize payments processing.
- Ability to narrate a story for what problem you’re solving for and the vision you’re going after, combined with the capacity to dive into minute details
- Provide guidance to platform to maintain a robust and reliable payments infrastructure, contributing to the overall financial health of the business
- A subject matter expert on payments risk detection, Machine Learning and AI providing guidance and support to internal teams and partners.
Your Expertise:
- 10+ years of industry experience in business analytics and a degree (Masters or PhD is a plus) in a quantitative field (e.g., Statistics, Econometrics, Computer Science, Engineering, Mathematics, Data Science, Operations Research).
- Excellent problem-solving, organizational, analytical, and influencing skills
- Have experience supporting Payments team and/or have worked closely
- Expert skills in SQL and expert in at least one programming language for data analysis (Python or R). Experience with non-experimental causal inference methods, experimentation and machine learning techniques, ideally in a multi-sided platform setting
- Working knowledge of schema design and high-dimensional data modeling (ETL framework like Airflow)
- Ability to work under conditions of ambiguity in a fast-growth, sometimes uncertain and complex environment - comfortable acting with minimal planning, direction, and supervision. You can identify issues both within and outside of your immediate scope, and propose solutions.
- Prior experience working with Payments Risk including Machine Learning, Transaction Risk
- Fintech experience strongly preferred, experience collaborating with external auditors
- Experience leading complex projects, leveraging ML, operations, and external vendors
- Technical chops as a data scientist or analyst
- Growth mindset that effectively balances the need to protect the community with the need to grow the community
- Global perspective and experience with global payment programs and global teams
- Operations: experience working with operations teams, making smart investments in tools and workflow processes to scale up the team
- Strong sense of urgency for and commitment to Airbnb’s mission of belonging.
How We'll Take Care of You:
Pay Range
$243,500 USD
Offices: United States