JPMorgan Risk Management - North America Regional Banks 

United States, Texas, Plano 

76066876

As a Credit Vice President within the Wholesale Credit Risk organization, you will join a highly talented group of credit officers who specialize in lending activities and other counterparty related credit exposures to a client base consisting of super-regional, multistate, single state banks, credit unions and credit card processors. You will effectively handle a portfolio of clients within the financial institution sector, responding to their credit needs, while providing sound judgement and effective monitoring through collaboration across all Risk and Business levels.

Job Responsibilities

• Manage exposure to client base consisting of super-regional, multistate, single state banks, credit unions and credit card processors.
• Lead due diligence, structuring, approval, risk grading, and the on-going monitoring and management of a diverse portfolio of risk including derivatives and securities trading relationships, intraday liquidity facilities, and other credit exposures.
• Respond to client or prospect credit needs, while providing sound judgement and effective monitoring through collaboration across all Risk and Business levels.
• Manage the daily risk demands of a portfolio of clients, evaluating and executing on a variety of transactions for Financial Intuitions.
• Work directly on transactions including analysis of client and preparation of credit materials, discussions with bankers, negotiating of legal documentation, setup of credit facilities, coordinating with middle office teams and ongoing monitoring of clients post transaction approval.
• Build strong relationships and maintain open communication channels with colleagues across the firm, including bankers, operations, legal, middle office, finance, etc.
• Track the clients on an ongoing basis and update key stakeholders on key developments with regards to clients or industry and potential impact on credit rating.
• Keep abreast of changing legislation, and economic trends that impact the financial institution sector.
• Participate in the training and development of the team’s more junior staff in credit assessments on a portfolio of existing clients.
• Provide leadership and input into key projects across the department and contribute to process and efficiency improvement initiatives of the credit organization.

Required Qualifications, Capabiities and Skills

• Bachelor's degree
• 7+ years of work experience in credit risk, financial services, investment banking or similar
• An interest in Financial Institutions
• Posses a solid understanding of financial products, corporate finance, financial modeling and market dynamics
• Advanced knowledge of financial statements and accounting
• Experience with documentation related to credit agreements
• Knowledge/experience of derivative products and documentation (including ISDA and CSA)
• Strong communication skills - both oral and written and ability to effectively present analysis and interact with key stakeholders
• Capability to perform due diligence and negotiation with clients
• Strong interpersonal skills, ability to build relationships with key stakeholders across lines of business
• Advanced Microsoft Office skills (Word, Excel and PowerPoint)