Bank Of America Portfolio Management Officer / II - Asset Based Finance 

United States, Massachusetts, Boston 

738379339

Job Description:

Job Description:

The PMO will have primary accountability for all monitoring and maintenance activities on an assigned client base (e.g. Financial and Collateral Charting, Liquidity Modeling, Problem Loan Reports, Risk Rating Scorecards, etc.). The PMO will monitor operating performance and financial condition of clients to proactively identify issues and opportunities.

The PMO will receive reporting and deliver financial, industry, economic and other analysis to facilitate decision making, while also ensuring adherence to credit policies, guidelines, and applicable regulatory requirements. The PMO reports to the Credit Manager and partners closely with Credit Officers.

Job Responsibilities:

• Monitoring and Analyzing a Portfolio of Retail Finance Borrowers
• Completing Risk Rating Score Cards
• Reviewing 3rd Party Field Exams and Appraisals
• Analyzing Financial Trends & Statements
• Complying with all Policies & Procedures
• Preparing information for Monthly Loan Review and Quarterly SER Meetings
• Assess Credit Requests, Analyze Risks and Make Recommendations

Required Qualifications:

• 2+ years of experience for the PMO I, 4+ years for the PMO II of solid experience in financial analysis, structuring, underwriting and portfolio management for commercial and/or ABL client segments.
• Must have proficient analytical/technical skills, including financial accounting, modeling and loan structuring.

Desired Qualifications:

• Formal Credit training
• Bachelor's degree in finance, accounting, economics or business administration.

Skills:

• Analytical Thinking
• Attention to Detail
• Collaboration
• Credit Documentation Requirements
• Underwriting
• Collateral Management
• Decision Making
• Financial Analysis
• Prioritization
• Problem Solving
• Business Acumen
• Loan Structuring
• Negotiation
• Portfolio Management
• Written Communications