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Bank Of America GCIB GMC Analyst 
United States, California, San Francisco 
738083134

13.09.2024


This job is responsible for analyzing and interpreting a client's credit worthiness, evaluating credit risks, and writing credit approval memos for annual renewals and new lending opportunities. Key responsibilities include analyzing qualitative and quantitative data such as client's financials, projections, industry data, covenant compliance, and collateral appraisals to ensure compliance with the bank's risk appetite. Job expectations include completing regular monitoring and underwriting tasks and supporting key internal stakeholders to achieve successful execution of new transactions. As a key member of GCIB Credit, the Analyst will be part of an integrated team, working with Commercial Banking and Corporate & Investment Banking covering the Technology, Media & Telecom and Gaming & Leisure sectors.

Job Responsibilities:

  • Analyzes client's financial performance by comparing it to past performance, projections, and industry standards
  • Reviews financial statements, assesses the client's compliance with financial covenants, and renews risk ratings, while recommending changes as warranted
  • Assists in the underwriting, credit risk analysis, negotiation, and closing of new transactions or existing transactions, while adhering to all relevant policies and procedures
  • Evaluates transaction and relationship risk-adjusted profitability to facilitate the allocation of capital
  • Builds projection models for the client (as needed) based on historical performance, industry forecasts, and other due diligence findings

Required Qualifications:

  • 1+ year experience Corporate Banking Credit experience to include financial analysis experience.
  • Must have proficient Microsoft Office skills

Desired Qualifications:

  • Bachelor's Degree
  • Experience covering Technology, Media & Telecom, Gaming & Leisure

Skills:

  • Analytical Thinking
  • Financial Analysis
  • Financial Forecasting and Modeling
  • Profitability Analysis
  • Research Analysis
  • Attention to Detail
  • Business Acumen
  • Credit and Risk Assessment
  • Underwriting
  • Written Communications
  • Collaboration
  • Critical Thinking
  • Portfolio Analysis
  • Prioritization
  • Technical Documentation
1st shift (United States of America)