JPMorgan Risk Management - Wholesale Credit Loan 

United States, Texas, Plano 

735769657

Job Responsibilities

• Serve as a part of a diverse, talented and global team that plays an integral role in multiple Risk and Finance Firmwide programs
• Review top level and loan level detailed allowance and stress testing results for reasonability and accuracy
• Exercise analytical skills to assess risks and support estimation of qualitative loan loss reserves, which consider management’s judgment of industry and portfolio-specific data, and captures emerging and/or idiosyncratic risks
• Calculate, analyze and communicate modeling behaviors and parameters (including Probability of Default, Loss Given Default, Exposure at Default, and Rating Migration) and how these translate into loss estimates
• Develop a deep understanding of the allowance and stress testing estimation processes and inform methodology across the CECL and CCAR forecasting exercises
• Support portfolio trend and sensitivity analysis to various macroeconomic scenarios, portfolio ‘what-if’ stresses and assumption changes
• Collaborate with partners across the Firm, including the lines of business, and the Corporate Finance, External Reporting, Quantitative Research, Model Risk and Technology organizations
• Prepare and present materials to senior management and other Firmwide stakeholders, adapting messages to different audiences
• Stay up to date on the latest Risk related news and trends across the financial services industry, markets, politics, etc. and have the thought space to anticipate potential impact(s) on the firm
• Think creatively, challenge the status quo and deliver enhancements across a multitude of strategic objectives impacting the CIB Wholesale Credit Risk team

Required Qualifications, Capabilities and Skills

• Bachelor’s degree in Business (Finance, Accounting) or quantitative discipline
• Minimum 5 years of experience within financial services or banking sector
• Familiarity with Commercial and Industrial (C&I) and Commercial Real Estate (CRE) loans and lending related commitments
• Knowledge of the CECL credit loss accounting standards
• Knowledge of CCAR regulatory framework and stress testing
• Experience with data analysis and manipulation through analytical tool sets (e.g., Tableau) and intelligent solution tools (e.g., Alteryx)
• A developed leadership presence capable of effective messaging to colleagues across all levels
• Exceptional desktop skills including Microsoft Excel, PowerPoint and other Office applications

Preferred Qualifications, Capabilities and Skills

• Demonstrated ability to work across diverse groups to understand issue drivers and business requirements while collaborating with partners to build consensus and execute the agreed plans
• Strong organizational skills and ability to manage multiple streams of work concurrently in a flexible, fast paced and exciting environment
• Strong oral and written communication skills, including the ability to explain complex topics in a concise manner for management consumption
• Motivated, detail oriented and a robust sense of personal responsibility