PayPal Sr Data Scientist 

United States, California, San Jose 

734857062

Your day to day

• Analyze large volumes of transaction, dispute, and chargeback data to identify trends, root causes, and fraud patterns.
• Develop and optimize dispute strategies for PayPal, leveraging knowledge of U.S. or international financial markets, card networks and customer spending behavior.

• Develop business cases in support of new risk policies, vendor integrations, and PayPal dispute infrastructure enhancements.
• Come up with post transaction risk requirements for product initiatives and prioritize said requirements with partner teams

• Consult/partner with other PayPal business and technology groups to assure the optimal deployment of payment solutions to satisfy customer needs and corporate objectives.
• Monitor regulatory trends and card network requirements related to disputes and chargebacks and ensure compliance through ongoing analysis and reporting.

• Work with International team members to exchange and implement best practices across PayPal’s existing footprint.

What do you need to bring-

• Minimum of 5 years of relevant work experience and a Bachelor's degree or equivalent experience.
• Bachelor’s or higher in Data Science, Statistics, Mathematics, Computer Science, Business Analytics, or a related quantitative discipline.
• Proven proficiency with data analysis tools (e.g., SQL, Python) and data visualization platforms (e.g., Tableau, Power BI).
• Experience working with large, complex datasets, preferably in payments, fintech, banking, or e-commerce settings.
• Knowledge of dispute/chargeback workflows and relevant regulations (Visa/Mastercard framework, friendly fraud, regulatory compliance) strongly preferred.
• Strong analytical and critical thinking abilities; able to diagnose complex issues and propose actionable solutions.
• Excellent written and verbal communication skills; confident in presenting to and influencing senior stakeholders.
• Detail-oriented, able to manage multiple projects, and comfortable balancing day-to-day analytics with ad hoc investigations.
• Familiarity with fraud detection systems, customer relationship management, and/or dispute management platforms is a plus

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $123,500 to $212,850

Our Benefits:

Any general requests for consideration of your skills, please