JPMorgan Risk Management - Lead Credit Officer 

United States, Illinois, Chicago 

698540428

As a Lead Credit Office in the Credit Risk team, you will operate in a dynamic, high-volume, and fast-paced environment, analyzing loans ranging from $1MM to $25MM+.

Job Responsibilities

• Oversee all aspects of credit analysis on commercial real estate/multifamily loans
• Evaluate and manage risks in complex transactions
• Serve as a back-up mentor for more junior Credit Analysts and Credit Officers
• Build and maintain strong relationships with internal business stakeholders including sales, processing, closing and legal
• Gain a thorough understanding of relevant policies, standards, procedures, and regulatory requirements
• Apply data analysis techniques to interpret results and provide insights and recommendations to management
• Serve as a technical expert in addressing inquiries and resolving system-related issues specific to credit risk analysis and management tools
• Keep up with industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge

Required qualifications, capabilities, and skills

• Minimum 7+ years of experience in commercial real estate lending, credit analysis, or loan workouts
• Thorough understanding of multifamily real estate property valuations and cash flow analysis
• Excellent financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements
• Demonstrated success in thriving within a fast-paced, collaborative environment while maintaining high level of attention to detail
• Excellent verbal/written communication and problem-solving skills
• Ability to prioritize, plan and manage people and processes to complete credit analysis and other assignments as needed
• Familiarity with regional markets and municipal regulations
• Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems

Preferred qualifications, capabilities, and skills

• Bachelor's degree in accounting, finance, economics, or real estate is preferred