Pagaya Verification Product Manager 

United States, New York, New York 

68306807

Responsibilities

• Drive development for Pagaya’s core product verticals including personal loan, auto loan and point-of-sale business, building and launching new fraud and verification capabilities that advance our business objectives.
• Handle the end-to-end fraud and verification processes from inception to launch and beyond including opportunity sizing, strategy design, data enrichment, performance evaluation and enhancements.
• Lead the development and execution of the fraud and verification roadmap
• Collaborate cross-functionally with various teams and internal stakeholders across our business to inform planning, defining and prioritizing technical requirements, addressing risk and compliance requirements and delivering creative and innovative solutions.
• Define KPIs and metrics to measure the success, regularly monitoring performance and making data-driven decisions to optimize fraud and verification rules and improving return on investments.
• Stay abreast of industry trends, regulatory changes, and competitive developments in the consumer lending space, translating data into actionable strategies to maintain our competitive edge.

Requirements

• A proven track record of working on verification programs like income and employment verification and know-your-customer requirement in fintech/consumer credit. Additionally familiarity with identity fraud including 1st party, third party fraud & synthetic identity fraud
• 4-8 years of experience, focused on owning performance KPIs related to fraud and verification such as fraud losses, new customer conversions, operational expenses and delivering high-quality outcomes
• Proven consumer lending expertise, with a deep understanding of the competitive landscape, risk management principles, and industry best practices.
• Robust technical and analytical skills, with the ability to interpret complex data, identify trends, and make data-driven decisions to optimize fraud and verification performance. Prior experience in managing operation functions like customer onboarding or fraud a plus
• Business-first approach, with the ability to dive into the details of how a business works, identifying how to make it better, and building product solutions that deliver significant value
• Proven ability to build strong relationships, effectively collaborating with cross-functional teams and influencing stakeholders

Our Values

• Continuously Learn - We challenge ourselves for the sake of getting better as individuals, as teams, and as an organization to deliver for our partners.
• Debate and Commit - We respectfully and openly debate to strengthen our ideas and build shared conviction - once we decide, we go all in, together.
• Dream Big and Act - We boldly tackle complex problems, pressure-test solutions in real-time, and adapt with speed and energy.
• Advance Inclusion - We create a world where everyone can win, designing systems that better represent people and generate sustainable value for our employees, partners and investors.
• Be Accountable Together - We proudly own our actions and our results, taking initiative to ensure our work gets over the finish line as a team.