JPMorgan Risk Management - Leveraged Finance Credit 

United States, California, Los Angeles 

663451793

As a Credit Risk Vice President within the Commercial and Investment Bank (CIB) Risk team, you will employ your exceptional analytical abilities and credit industry knowledge to make informed credit decisions for a diverse client portfolio within the US Healthcare industry. You will work in collaboration with business teams to fulfill client credit requests, while maintaining a balance between risk and return for the Firm. Regular monitoring of your portfolio will be required to accurately assign risk ratings to clients and facilities and you will be expected to uphold a strong culture of compliance at all times.

Job Responsibilities

• Identify the key risk factors associated with clients, transactions, and industry sub-sectors across an assigned portfolio, and develop and articulate a dynamic, forward-looking risk assessment of client companies, transactions, competitive threats, industry and other factors
• Lead and/or participate in client due diligence by way of attending client, bank, and other meetings to develop a better understanding of client companies, management teams, and industry sectors, and using financial models to incorporate the impact of forward-looking risk assessment on key value drivers, ultimately developing and recommending appropriate credit structures relative to risk assessment
• Apply corporate finance and accounting expertise to develop appropriate financing structures, and prepare and review credit approval materials, ensuring all credit risk policies are followed
• Review and negotiate legal documentation to ensure terms are appropriate and consistent with credit approval
• Ensure risk ratings are accurate and reflect a current forward-looking view of the client, while providing early identification and proactive management of deteriorating credits and other problem situations
• Prepare and present quarterly financial snapshot of the assigned portfolio of clients operating in the US Healthcare industry, as well as annual portfolio review materials to senior management
• Assist in training and developing analysts and work closely with analysts and our middle office and data teams to ensure accuracy of credit system data

Required Qualifications, skills and capabilities

• BA/BS degree
• Minimum 7 years of commercial/investment banking lending experience including extensive credit, structuring, and marketing
• Possesses a solid understanding of financial products, corporate finance, financial modeling and market dynamics
• Advanced knowledge of financial statements and accounting
• Experience with documentation related to credit agreements
• Knowledge/experience of derivative products and documentation (including ISDA and CSA)

Preferred Qualifications, skills and capabilities

• MBA
• Excellent communication skills, both verbal and written
• Ability to effectively present analysis and interact with key stakeholders
• Capability to perform due diligence and negotiation with clients
• Ability to perform well under pressure in a demanding environment managing multiple tasks at the same time.