Bank Of America Commercial Credit Analyst I- Charlotte NC 

United States, North Carolina, Charlotte 

655852403

Job Description:

Job Description:
This job is responsible for managing credit activities to support underwriting of commercial credit clients (e.g., financial spreading, risk rating scorecard, covenant tests). Key responsibilities include analyzing ongoing credit and escalating to the credit team as appropriate.

***Please note this role is not remote and will require you to be in the location of Charlotte, NC for January 2025 start***Responsibilities:
• Analyzes financial statements and summarizes existing client's performance via periodic risk profile reviews
• Partners with credit and client teams both within Centralized and Regional Credit Lines of Business
• Manages risk through accurate financial spreading, risk rating, and covenant test calculations
• Expands expertise by reviewing policy and procedure thoroughly and actively participating in continuing education sessions
• Collaborates with peers to manage optimal workflow
• Identifies and escalates process breakdownsRequired Skills:
• Credit and Risk Assessment
• Financial Analysis

• Understanding of Financial Accounting Principles

• Credit Documentation Requirements
• Critical Thinking
• Prioritization
• Attention to Detail
• Business Acumen
• Decision Making
• Written Communications
• Client Management
• Recording/Organizing Information
• Analytical Thinking

Desired Skills:

• Financial Forecasting and Modeling

• Collateral Management

• Underwriting

• Financial Ratio Analysis

Minimum Education/Experience Requirement:

BA/BS Degree in Finance, Accounting, or Business Administration preferred or 1-3 years of relevant work experience.

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