מציאת משרת הייטק בחברות הטובות ביותר מעולם לא הייתה קלה יותר
Bank Of America Portfolio Management Officer II / III United States, North Carolina, Charlotte 570581803
Job Description:
The PMO is responsible for underwriting and structuring of straightforward credit transactions (existing and new clients) with a high level of independence. The PMO is also involved in structuring and underwriting of complex credit transactions with coaching from the CPO/CPM.
The PMO approves credit transactions without CPO coverage under credit approval grid but with a high level of support from the CPO/CPM. The PMO also participates in the internal credit approval process led by client manager (straight forward transactions) and/or CPO (complex credits) and partners with the client manager/CPO in preparation of Term Sheets.
The PMO leads documentation and closing for straightforward credit transactions without CPO coverage and has an active role with the CPO in documentation and closing for complex transactions. Provides ongoing management and primary accountability for all monitoring and maintenance activities on an assigned portfolio, including straight forward and complex client relationships.
The PMOs have primary accountability for all monitoring and maintenance activities on an assigned client base and (e.g. FAS/AER, Risk Rating Scorecards, etc.). They monitor clients operating performance and financial condition to proactively identify issues and opportunities.
They deliver financial, industry, economic and other analysis to facilitate decision making, while also ensuring adherence to credit policies, guidelines, and applicable regulatory requirements. They report to the Credit Products Manager (CPM) and partner closely with CPOs and Credit Products Analysts (CPA).
Required Qualifications:
3+ years of solid experience in commercial credit underwriting, financial analysis and commercial loan portfolio management
3+ years of financial accounting, financial modeling or loan structuring
Commercial credit training in commercial bank or captive finance company
Proficiency in Microsoft Office, with emphasis on Excel competency
Desired Qualifications:
BS/BA Degree with Accounting or Finance Concentration
Commercial Credit Underwriting for Auto and RV dealers in a Bank or Captive Finance environment
Familiarity with Auto and RV Floor Plan product
Required Skills:
Credit Documentation Requirements
Underwriting
Analytical Thinking
Attention to Detail
Collaboration
Financial Analysis
Collateral Management
Decision Making
Prioritization
Problem Solving
Business Acumen
Negotiation
Written Communications
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