Citi Group VP-Credit Portfolio Officer Strategic Initiatives & Analytics -Hybrid 

United States, Delaware 

565867433

Responsibilities:

• Develop framework for portfolio risk assessment including evaluation of credit and financial performance across varied lending products and industry segments
• Analyze the credit portfolio to identify inherent risks, including credit, market, operational, and compliance risks.
• Quantify potential risk exposures using established methodologies, models, and stress testing techniques.
• Stay abreast of industry trends, regulatory changes, and emerging risks that could impact the portfolio.
• Track risk exposures against established limits, tolerances, and risk appetite.
• Monitor portfolio performance and identify early warning signs of credit deterioration or breaches of risk appetite.
• Prepare regular reports on portfolio risk profile, key risk drivers, and emerging trends for senior management.
• Implement and maintain effective risk controls in accordance with policies, procedures, and regulatory requirements.
• Participate in the development and implementation of new risk mitigation strategies and controls.
• Escalate control breaches and potential risk events to appropriate stakeholders promptly.
• Contribute to the preparation of accurate and timely risk reports for internal and external stakeholders, including regulators.
• Clearly articulate risk exposures, trends, and mitigation strategies in written and verbal communications.
• Participate in internal and external audits and regulatory examinations, providing requested information and insights.

Qualifications:

• 6-10 years of experience in credit risk management, portfolio analysis, or a related field.

Skills:

• Strong analytical and problem-solving skills.
• Excellent communication and presentation skills, both written and verbal.
• Ability to work independently and as part of a team.
• Proficient in Microsoft Office Suite, particularly Excel and PowerPoint.
• Knowledge of statistical modeling software (e.g., SAS) is a plus.
• Takes initiative and demonstrates a proactive approach to risk management.
• Strong attention to detail and commitment to accuracy.
• Ability to work under pressure and meet deadlines. Strong ethical values and commitment to compliance.

Knowledge/Experience:

• Solid understanding of credit risk concepts, methodologies, and regulatory requirements.
• Experience in analyzing credit data, financial statements, and market trends.
• Familiarity with risk management tools, databases, and reporting systems.
• Knowledge of credit products and lending practices.

Education:

• Bachelor's degree/University degree or equivalent experience
• Master's degree preferred

Knowledge/Experience:

• Is an enthusiastic and early adopter of change; takes ownership for helping others see a better future and stay positive during uncertainty.
• Demonstrates and inspires curiosity in seeking new ways to overcome challenges; actively applies learning from failures.
• Challenges self and others to seek out and communicate alternative views even when unpopular; welcomes diverse ideas to improve outcomes.
• Acts as a change catalyst by identifying and helping others see where new ideas could benefit the organization.
• Proactively seeks to understand and act in alignment with organizational decisions; helps others prioritize team and enterprise success over their own personal agenda.
• Focuses on highest-priority work aligned to business goals; helps others effectively manage competing priorities.
• Proactively identifies opportunities to streamline work; creates process improvements that enhance efficiency for self and the team.
• Takes personal accountability for escalating, identifying, and managing potential risk; implements controls that enhance the client experience and operational effectiveness.
• Anticipates problems and proactively identifies solutions that address the root causes and result in meaningful improvements.
• Sets high expectations and invests the necessary effort to deliver excellence and exceed performance goals.
• Role-models and helps others to do the right thing for clients and Citi in all situations, even when difficult.
• Engages key stakeholders early and often and actively looks for opportunities to improve collaboration in achieving common goals.
• Proactively seeks out opportunities to volunteer in Citi programs that support the community; advocates for solutions that meet the needs of Citi’s clients and the community.
• Enthusiastically promotes the unique needs and preferences of colleagues; makes active commitment to help colleagues achieve balance, well-being, and development.
• Leverages varied networks to recruit diverse talent; advocates for colleagues with diverse skillsets, styles, and experiences to gain career opportunities.
• Empathetically listens and understands others’ positions before acting on issues; works to amplify voices that are minimized in the workplace.

Anticipated Posting Close Date:

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