US Bank Sr AML Investigator Category Corporate Functions 

United States, North Carolina 

551356967

U.S. Bank is responsible for maintaining an effective anti-money laundering (AML) program for monitoring, detecting and reporting suspicious activity to appropriate regulatory agencies. As a member of the Enterprise Financial Crimes Compliance AML Investigations division, you will be part of the bank’s second line of defense to prevent individuals and businesses from using U.S. Bank products and services for illegal purposes. As a Senior AML Investigator, will conduct the most complex and high-profile enterprise wide investigations of unusual activity and prepare Suspicious Activity Reports (SARs) to be filed with the Financial Crimes Enforcement Network (FinCEN). A Senior AML Investigator should have intermediate understanding of applicable laws, regulations, financial services and regulatory trends that impact their assigned line of business. In your role, you will also provide support to and act as a subject matter expert for less experienced AML Investigators. During your investigations, you may identify gaps and help drive solutions that minimize losses resulting from inadequate internal processes, systems or human errors. You will assist in identifying and/or escalation risks, as

Primary Responsibilities:

• Conducting comprehensive case investigations which includes analyzing transaction information, researching customer data, examining open source and media checks, and recommending a SAR or no SAR be filed

• Working cooperatively with internal departments to obtain and analyze necessary information related to the investigation

• Preparing quality investigative documentation which includes detailed case notes and attachments of internal and external research

• Preparing the SAR form when a case investigation results in a SAR recommendation

• Recommending customer relationship closures, case escalations or case referrals as appropriate

• Providing support to AML Investigators for questions and complex scenarios

• Training and mentoring new AML Investigations team members to ensure they attain their goals

• Supporting any special projects or critical casework

• Assisting your Team Lead with completion of no SAR reviews to ensure proper risk evaluations

• Ensuring case production and case quality goals are met

• Acting as the back-up Team Lead, when necessary

Basic Qualifications

• Bachelor’s degree or equivalent work experience

• Typically 3+ years in an applicable risk management environment

• AML Investigations Experience

Preferred Skills/Experience

• Strong analytical skills

• Strong problem-solving skills

• Ability to adapt to a changing environment and handle multiple priorities

• Effective oral and written communication skills

• Knowledge of Microsoft Office applications, along with general proficiency in adapting to new software applications

• Strong knowledge of Bank Secrecy Act (BSA)/AML laws and regulations

• Knowledge of Actimize case management system

• Strong knowledge of retail banking, lending and bank operations processes

• Certified Anti-Money Laundering Specialist (CAMS) certification preferred