PayPal MTS Software Engineer 

United States, California, San Jose 

51816892

Reporting to the SVP, Chief Enterprise Risk Officer in the Second Line of Defense, the Senior Director of Fraud Risk Oversight is responsible for building a complete end to end fraud risk oversight and governance model including the responsibility to create, implement, and maintain an Enterprise Fraud Risk Policy, perform oversight routines and influence on strategy for a robust and sustainable fraud program across all products, channels, and services. This individual provides expert guidance and collaborates closely with first line of defense risk management, compliance, legal, internal audit, cybersecurity, and business unit leadership to safeguard the organization from internal and external fraud risk and drive adoption and adherence to company policies, regulatory requirements, and industry best practices.

Key Responsibilities:

• Oversee implementation of fraud strategies and initiatives
• Ensure fraud losses are operating within the defined risk appetite parameters and track fraud losses versus plan
• Provide subject matter expert support to the development, approval, and implementation of the Fraud Risk Policy.
• Provide counsel on fraud cases and fraud management related policies, ensuring an independent review of policy compliance.
• Conduct and participate in various end to end fraud risk management reviews across business units.
• Consistently evaluate and review system and manual processes of authorization and fraud control modules.
• Guide and assist in the implementation of sound and effective fraud control processes and monitoring across all portfolios and business units
• Collaborate with risk analytics team to develop, implement, and analyze metrics and reporting to effectively monitor and communicate the company’s fraud risk posture to senior management.
• Work with the extended Financial Crimes team in collating and analyzing fraud trends and syndicated criminal activities
• Prepare and provide regular updates to Parent and international Boards, authorized committees and working groups as appropriate.
• Champion fraud awareness, best practice, and provide expert guidance
• Assist in the development of fraud risk management training module
• Manage and coach a team of fraud risk management professionals.

To qualify, candidates must have:

• Bachelor’s degree in business administration, statistics, economics / econometrics, engineering or any other computationally extensive discipline. Graduate or other advanced degree preferred.
• 12+ of fraud risk management experience in the Consumer, Commercial, or Payments sectors, including at least 5 years of experience in a leadership role.
• Extensive experience in consumer banking products, including credit/debit cards, retail banking, and merchant acquiring.
• Deep understanding of risk management, regulatory compliance, credit cycle management, global fraud practices, and industry trends
• Ability to communicate complex analytical ideas effectively and persuasively to stakeholders at all levels, including senior management.
• Strong communication and interpersonal skills, with the ability to influence and build effective relationships with internal and external stakeholders.
• Demonstrated leadership and management capabilities, including experience leading cross-functional and virtual teams, developing and coaching a team of fraud risk management professionals.
• Excellent analytical and problem-solving skills with the ability to work effectively in a fast-paced, dynamic environment, and simultaneously manage multiple priorities and projects concurrently.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The U.S. national annual pay range for this role is

$143400 to $285450

Our Benefits:

Any general requests for consideration of your skills, please

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