Bank Of America Fraud Analytics Innovation Lead Analyst 

United States, Delaware 

47318991

This job is responsible for performing more complex analysis aimed at improving portfolio risk, profitability, performance forecasting, and operational performance for consumer products and related divisions, such as credit cards. Key responsibilities include applying knowledge of multiple business and technical-related topics, independently driving strategic improvements, large-scale projects, and initiatives. Job expectations include working with business counterparts within the line of business and partner organizations (e.g.,. Risk, Product, etc.).

Responsibilities

• Performs complex analysis of financial models, market data, financial data, and portfolio trends to understand product performance and improve portfolio risk, profitability, performance forecasting, and operational performance

• Coaches and mentors’ peers to improve proficiency in a variety of systems and serves as a subject matter expert on multiple business and technical-related topics

• Identifies business trends based on economic and portfolio conditions and communicates findings to senior management

• Supports execution of large scale projects, such as platform conversions or new project integrations, by conducting advanced reporting and drawing analytics based insights

• Identify opportunities for technology funded products, their related buildouts, and seamless hand offs to the fraud strategies and operations teams respectively

• Support department-wide strategies and portfolio trend analysis, forecasting, and risk/control performance

• Lead innovation by identifying and championing large scale initiatives that improve the risk management, profitability, and control oversight of risks for their business unit(s)

• Identify business trends based on economic and portfolio conditions and communicates findings to senior management

• Coach employees on best practices for structuring complex problems, performing analysis, and communicating the results and implications of their work

• Maintain strategic relationships with peers and counterparts across product, technology, and business control functions

• Ensure effective governance and cadence on progress reviews, communication, stakeholder updates

• Safeguard risk mitigation and sufficiency of controls to protect key business outcomes

Required Skills

• Self-starter capable of generating meaningful work and driving results

• Strong strategic thinking skills with a track record of breaking complex problems down and developing clear strategy / action plans

• Proven track record of proactively identifying optimization opportunities for existing processes

• Exceptional organizational and communication skills

• Aptitude for working across functional lines and organizational levels to drive results

• Ability to present, lead, support, and influence senior management and business stakeholders

• Executive presentation experience with a strong proficiency in Microsoft PowerPoint

Desired Skills

• Digitally savvy leader with insight into next-gen technologies and emerging engagement channels

• Non client facing fraud or digital experience in roles like strategy, policy, controls, business integration, program management, etc.

• Large scale project management experience leveraging agile methodology

• Experience in Tableau, SAS, or SQL

• Background in Technology, Systems Integration Testing (SIT), or User Acceptance Testing (UAT)

• Leadership and management skills, including development of teams and individuals

• Proficiency in Microsoft Excel