Td Bank Account Manager III FRG Canada, Ontario, Toronto 468863796
Job Description:
The Commercial Banking Account Manager, Financial Restructuring Group is a trusted advisor who with sensitivity to the clients operating environment,structures innovative
The Account Manager, FRG is responsible for structuring credits and addressing heightened risk scenarios. This includes completing the necessary due diligence, reviewing the security structure, restructuring the terms and conditions of credit and amending pricing to reflect the increased risk. This includes writing ongoing credit reviews and assessing risk ratings that reflect knowledge of Bank policies and procedures.
Job Description:
The Account Manager, FRG is responsible to:
- Assist clients to restructure credit deals so that they remain both viable and long-term customers of the Bank. Protect the Bank's shareholders, where/when necessary, exit relationships and/or realize on assets to repay loans.
- Establish loan pricing/fees commensurate with the risk profile of the relationship.
- Ensure products and services operate in a compliant manner minimizing the regulatory compliance and operational risk to the Bank.
- Make sure credit risk is properly assessed by performing independent risk analysis and by rationalizing any exceptions to the policies and lending guidelines of the Bank.
- Develop creative solutions to minimize risk and when possible, provide support and flexibility to the client during the restructuring period.
- Protect the Bank's assets by managing/using adequate risk monitoring systems and processes and by evaluating each account's performance as it relates to the assessment and management of credit risk.
- Monitor and control the portfolio and provide feedback to the Manager Commercial Credit on any accounts that are outside assigned limits and conditions.
- Understand the market and the industries within the portfolio to ensure value added service is provided to clients while mitigating risk to the Bank.
- Enhance the TD brand by participating in network events. Embrace and promote a positive environment that supports a diverse workplace.
- Actively participate in the performance management process including performance reviews, feedback and coaching sessions.
- Develop and maintain effective relationships with various professional firms
Job Requirements:
- An undergraduate or graduate degree in Business, Economics Finance or other quantitative discipline MBA or CFA would be as asset.
- Minimum 5 years Commercial Account Management experience or equivalent experience in consulting/advisory.
- In addition to your undergraduate degree in business or relevant professional designation, you ideally have a minimum 5 years of experience as a Financial Analyst or Account Manager in a Business Banking environment.
- Alternatively, you may have experience in another profession such as consulting that supports the needs of business and are looking for an opportunity to add value from a different perspective.
- You have well developed financial business acumen analysis skills, solid relationship management skills and a proactive approach to building and fostering strong business relationships with our customers and internal partners.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
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