Expoint - all jobs in one place

מציאת משרת הייטק בחברות הטובות ביותר מעולם לא הייתה קלה יותר

Limitless High-tech career opportunities - Expoint

Wells Fargo Lead Equipment Finance Underwriter 
United States, Minnesota, Minneapolis 
459521893

03.04.2025

About this role:

Specific responsibilities include investigation and financial analysis of program counterparties and their ability to fulfill their respective responsibilities within titled vehicle finance programs. Also responsible for understanding financial statements, program structures (recourse, servicing, etc.), vendor reporting capabilities, legal aspects of program documentation, equipment and insurance related risks, tax and accounting issues, general operational issues and procedures associated with programs, as well as understanding the credit characteristics of end users and contract structures. This position supports the CVG program approval process and rollout of programs to specific functional departments and coordinates such activities with senior Sales and Credit Management.

Responsibilities include the preparation of a comprehensive write-up covering all aspects of program risk that may include risk elements related to documentation, third party servicing, end obligor credit profile, equipment collateral and operational capabilities. This is performed in coordination with multiple WFEF departments including Sales, Legal, Program Servicing, Program Audit, Contract Administration, Accounting and Equipment Management.


In this role, you will:

  • Lead complex initiatives for researching financial and credit information for larger and more complex commercial or business loan and lease requests
  • Assist in structuring and approval of loan or leases within delegated authority and recommend transactions in excess of credit authority
  • Review and research financial and credit information for larger and complex loans and lease requests that require in-depth evaluation
  • Make decisions in complex and multifaceted situations requiring exceptional understanding of the Equipment Finance Underwriting functional area, policies, procedures, and compliance requirements
  • Collaborate and consult with peers, colleagues, and managers to achieve business objectives
  • Mentor or review analysis of less experienced individuals
  • Lead projects and approve transactions in excess of their credit authority


Required Qualifications, US:

  • 5+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education


Desired Qualifications:

  • Working knowledge of equipment finance documentation and perfection.
  • Strong knowledge of equipment finance UCC, Title, and Insurance requirements.
  • Demonstrated ability to review and interpret legal agreements at the contract and program level
  • Self-starter with the ability to identify risks and initiate resolution of problems with limited supervision.
  • Ability to interact and collaborate with both internal and external customers.
  • Strong analytical skills with high attention to detail and accuracy.
  • Excellent verbal, written and interpersonal communication skills.
  • Proficiency in Microsoft Excel and Word


Job Expectations:

  • 10%-15% Travel

  • This position is not eligible for Visa sponsorship

  • This position offers a hybrid work schedule

  • Willingness to work on-site at stated location on the job opening.

  • Specific compliance policies may applyregardingoutside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

Pay Range

$96,600.00 - $206,100.00

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit for an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

24 Apr 2025


Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.