JPMorgan Credit Review - Vice President 

United States, Delaware, Wilmington 

449608966

As a Credit Review Vice President within our Internal Audit Department, you will have the opportunity to oversee and manage assigned portfolios, work closely with senior executives, and perform regulatory reviews. You will also lead a team, develop relationships with senior leaders, and prioritize diversity and inclusion. This role offers you exposure to senior executives outside of Internal Audit and across the firm, providing a unique opportunity to grow and develop your career.

Job Responsibilities

• Develop, manage and deliver credit review plan coverage, execution and escalating emerging issues to senior management in a timely fashion.
• Performing continuous monitoring of assigned portfolios to assess credit risk trends, credit performance, business activities, industry events and regulatory changes for identification of emerging themes and impacts to credit quality.
• Lead reviews that include working with large datasets, model-driven risk strategies and analyzing the credit underwriting quality of each transaction and risk strategies.
• Contributing to the resolutions of complex issues, providing credible challenge and articulating results and themes to management and senior level stakeholders.
• Develop and managing relationships with senior leaders and stakeholders while maintaining independence.
• Prioritize diversity & inclusion by creating an environment where all team members are able to contribute to their full potential
• Communicate using verbal and written communication and interpersonal skills required with ability to present complex issues to management
• Lead a team in reviews of assigned portfolios. This includes chairing meetings associated with planning, project kick-off, presentation of findings and formal closing.
• Coordinate team assignments, defining review scope and testing approach, analyzing the credit underwriting quality of individual and automated transactions, recording test results and conclusions in a work paper database, and participating actively in all review meetings.

Required qualifications, capabilities and skills

• Experienced credit professional with a minimum of 7 years in credit card services.
• Bachelor's degree in Accounting, Finance, Economics, or a related discipline.

Preferred qualifications, capabilities and skills

• Background in consumer credit underwriting, quality assurance, and/or credit risk management.
• Proficiency with analytics toolsets including databases, Tableau, and data visualization applications.
• Enthusiastic, self-motivated, effective in a dynamic fast-paced environment and willing to take personal risk, responsibility, and accountability.
• Proven ability and desire to learn quickly, be adaptable, and think strategically.
• Understanding of how to employ data analytics to monitor and assess credit portfolios.
• Demonstrated understanding of credit risk management, retail credit principles, financial analysis, and advanced analytical skills.
• Knowledge of current banking laws, regulations and regulatory guidance related to lending and credit risk.