Citi Group SVP Credit Risk Senior Officer - C14 Hybrid 

United States, Texas, Irving 

425770214

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

Job Background:

This role is part of Portfolio Management team within the Wealth WPPM function. WPPM’s objective is to drive consistency and standardization in the management and oversight of Wealth credit products and ensuring full alignment to Wholesale Credit Risk (WCR) and Enterprise Risk Management (ERM) policies, standards, and procedures. WPPM’s key responsibilities include governance, credit product oversight and framework evolution, portfolio review, risk identification, reporting design, transformation and remediation of internal and regulatory findings.

Responsibilities:

• Responsible for managing and supporting oversight of various Portfolio Management activities, including:
  • Wealth Risk Rating Processes and Risk Rating Models
  • Covenant monitoring
  • Portfolio Reviews, including senior management reviews and ad hoc reviews
  • Early Warning Credit Management, including design and calibration of appropriate metrics and indicators to measure portfolio health
  • Criticized and Classified Exposure Reviews
• Work closely with business partners on monitoring of Stress tests, rapid portfolio reviews and Limits management
• Development and maintenance of Risk appetite frameworks, consistent with the bank’s risk appetite and all policies and processes established within the risk governance framework
• Leading and executing on remediation efforts related to internal and regulatory findings

• Providing oversight and guidance over the assessment of complex issues, structure potential solutions and drive effective resolution with stakeholders
• Driving consistency and simplification of policies and processes related to Portfolio Management
• Staying abreast of relevant changes to rules/regulations and other industry news including regulatory findings
• Supporting the Portfolio Management Head on internal projects and initiatives

Qualifications:

• 8-10+ years’ experience in Credit Risk, with broad expertise in Wholesale Credit Risk and Counterparty Credit Risk, experience in Wealth management preferred
• Demonstrable experience, including 7-10 years in banking, credit risk management, internal audit, loan review or transformation function at an investment or large commercial bank
• Deep knowledge of Wholesale Credit Processes and organizational awareness, covered portfolios, and processes relating to Wholesale Lending as well as Counterparty Credit
• Exceptional knowledge and experience on development and maintenance of risk rating processes and models
• Understanding of relevant banking regulation and supervisory expectations for large complex financial institutions, particularly in the risk management space
• Proficient understanding of policies and procedures with the ability to execute change seamlessly
• Strong grasp of risk appetite frameworks, limit management, early warning processes and stress tests.
• Ability to quickly come up to speed on multiple topics concurrently (e.g. risk frameworks, processes that are being remediated / transformed) to be able to understand program objectives and to oversee / contribute effectively to their execution
• Significant experience in preparing senior management presentations, strong proficiency in Microsoft PowerPoint and Microsoft Excel is preferred.
• Excellent communication skills required to negotiate internally, often at a senior level.
• Independent problem solving skills

Education:

• Bachelor’s degree in finance, economics, accounting, science, engineering or other analytical discipline, Masters degree preferred

Anticipated Posting Close Date:

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