JPMorgan Risk management - Lead Credit Officer Vice President 

United States, California, Irvine 

410130497

As a lead Credit Officer - Vice President in the Credit Risk team, you will play a critical role in evaluating and identifying risks, as well as interpreting data to support management in making well-informed credit decisions on multifamily commercial real estate loans. You will operate in a dynamic, high-volume, and fast-paced environment, analyzing loans ranging from $1MM to $25MM+. Additionally, you will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship.

• Oversee all aspects of credit analysis on commercial real estate/multifamily loans
• Evaluate and manage risks in complex transactions
• Serve as a back-up mentor for more junior Credit Analysts and Credit Officers
• Build and maintain strong relationships with internal business stakeholders including sales, processing, closing and legal
• Gain a thorough understanding of relevant policies, standards, procedures, and regulatory requirements
• Apply data analysis techniques to interpret results and provide insights and recommendations to management
• Serve as a technical expert in addressing inquiries and resolving system-related issues specific to credit risk analysis and management tools
• Keep up with industry trends and best practices in credit risk management to enhance decision- making and maintain a competitive edge

• Minimum 7+ years of experience in commercial real estate lending, credit analysis, or loan workouts
• Thorough understanding of multifamily real estate property valuations and cash flow analysis
• Excellent financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements
• Demonstrated success in thriving within a fast-paced, collaborative environment while maintaining high level of attention to detail
• Excellent verbal/written communication and problem-solving skills
• Ability to prioritize, plan and manage people and processes to complete credit analysis and other assignments as needed
• Familiarity with regional markets and municipal regulations
• Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems

Preferred qualifications, capabilities, and skills

Bachelor's degree in accounting, finance, economics, or real estate is preferred