Citi Group CCB LEGACY FRANCHISE CREDIT LENDING HEAD 

Mexico, Mexico City 

402822531

• The function entails the strategic development of underwriting criteria and policies requirements for lending to the Business and Professional (B&P) segments to build a profitable and predictable B&P business.
• Develops credit underwriting criteria and documentation requirements for the B&P segment in accordance with Global Consumer Credit and Fraud Risk Policies, commercial global policies and local laws and regulations.
• Identifies new opportunities by continuously reevaluating current credit policies, processes, and procedures.
• Strategically develops, designs, and executes tests that will enable future growth, strategy optimization or process
• enhancement.
• Documents policies and processes specific to B&P lending in the Business Credit Policy and Procedure Manual.
• Owns the classification credit process, non accrual and Other Real Estate Owned (OREO) process for the Business & Professional Portfolio.
• Forecasts charge-offs and recoveries.
• Leads development of Credit Programs for the Merchant Acquirer business and ensures control are in place for the implementation.
• Plays a proactive role in training loan officers, collectors and credit staff in B&P lending.
• Ensures business has adequate resources in collections and remedial management, and the policies and procedures for the same have been documented in the Business Credit Policy and Procedures Manual.
• Develops relevant MIS to monitor the Business & Professional portfolio
• Actively works cross-functionally with key business partners to support the business strategy.
• Ensures compliance with Global Policies.
• Performs other duties and functions as assigned.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

• 15+ years relevant experience
• In-depth knowledge of credit risk management, commercial lending and credit controls.
• Proven technical and analytical skills.
• Able to synthesize data and make creative recommendations.
• Experience in commercial lending from large financial institutions.
• Ability to effectively communicate with many levels of senior management throughout the credit and business organization, and also will need abiltity to work in non-traditional organizational structures and reporting lines.

• Bachelor’s/University degree, Master’s degree preferred; managerial experience

Time Type:

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