In this role, you will:
Build relationships focused on borrowers with realtors, builders, financial professionals, bank store, past customers, and other non-traditional sources
Provide high quality loans to attain excellent customer service
Obtain customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in
Understand real estate appraisals, title reports, and real estate transactions
Interact with customers to understand their needs and provide them with a high quality loan service
Analyze detailed financial and credit data, matching customer needs with an appropriate loan program and level of risk
Develop knowledge of company products, policies and procedures, and underwriting requirements
Receive direction from supervisor and exercise judgment within defined parameters while developing understanding of generating loans
Provide information regarding the loans to consultants and functional colleagues
Develop and maintains a high degree of visibility for Wells Fargo Home Mortgage in the marketplace
Required Qualifications:
6+ months of Mortgage Retail Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education
Desired Qualifications:
Mortgage industry experience
Basic Microsoft Office skills
Excellent verbal, written, and interpersonal communication skills
Customer service experience
Job Expectations:
This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date The Nationwide Mortgage Licensing System (NMLS) website(http://fedregistry.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position
Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
Ability to lift 20+ pounds
Reliable transportation
Ability to work nights, weekends, and/or holidays as needed or scheduled
Wells Fargo Recruitment and Hiring Requirements:
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
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