Lemonade Senior Actuary 

United States, Oregon 

381437328

In this role, you’ll be managing rate levels, building advanced pricing models & tools, and bringing actuarial discipline to all facets of Lemonade - from distribution to underwriting, claims, compliance, and finance. You’ll leverage competitive data and data science to optimize our customers’ experience and ensure fairness and accuracy in pricing.

• Be an owner and expert on our home insurance state rating plans and rate indications

• Lead the development and integration of predictive modeling projects while working closely with the Data Science team

• Craft rate filing support for new machine learning models

• Recommend pricing and underwriting actions based on ongoing monitoring of results

• Build a knowledge base of competitor rating strategies and the overall competitive landscape

• Develop the rates and pricing strategy for product expansions in new states

• Lead in the design and development of internal pricing software for advanced analytics to support real-time decision making and scalable growth What you'll need

• 7+ years of P&C personal property experience; Attained ACAS or greater

• Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or a related field

• Strong proficiency in data science programming languages such as Python (preferred), and database query tools such as SQL

• Familiarity with predictive modeling concepts, including supervised machine learning approaches such as GLMs, decision trees, gradient boosting machines, and random forests.

• Ability to work in a remote environment