JPMorgan Credit Risk Associate -Malaysia 

Malaysia, Kuala Lumpur 

345587662

Job Summary:

As a Credit Risk Manager within the Corporate & Investment (CIB) Credit Risk team, you will be tasked with managing the counterparty credit exposures and relationships. This involves ensuring that all credit-related activities for the Bank's clients are executed, approved, monitored, and reported in accordance with the Bank's internal policies and guidelines. You will have the opportunity to frequently interact with clients, stay updated with industry and credit needs, and build and maintain an active network throughout the CIB, Syndicated & Leveraged Finance, Markets, and other lines of business. Your role will be crucial in managing the Bank's credit exposure and assisting other business units in cross-selling the firm's services.

Job responsibilities:

• Proactively manage exposures on a portfolio of designated clients in Malaysia.
• Provide support from end-to-end execution of transactions including due diligence, credit analysis, financial modeling and identify any associated risk factors
• Recommend well-articulated internal credit ratings backed by thorough analysis and in line with the firm's credit risk policies and guidelines
• Understand various techniques and methods of credit analysis, accounting treatments, financial adjustments etc
• Ongoing monitoring of the portfolio, including preparing regular credit and portfolio reviews, timely and accurate update of credit lines, and tracking of excess and resolving exceptions
• Take full ownership and maintain awareness of developments in the portfolio under coverage and share relevant updates and credit implications with the senior credit officers
• Support local legal entity risk management requirements in line with local regulations, including local regulatory report preparation and submissions

Required qualifications, capabilities, and skills

• Bachelor's Degree in Finance, Economics or Accounting
• A minimum of 2 year’s experience gained in Institutional Banking, Investment Banking or in a credit role at a Rating Agency
• Possesses strong quantitative ability in analyzing and interpreting financial statements, including ratio analysis, cash flow analysis, and basic accounting standards.
• Strong interpersonal skills and a sense of ownership with an ability to remain motivated while working in a team environment or independently on tasks
• Strong attention to detail and ability to grasp concepts quickly with a keen interest in corporate finance and accounting concepts
• Excellent written and verbal communication skills
• Ability to multitask and operate under a dynamic and inclusive work environment
• High level of proficiency in Microsoft desktop tools including Word, Excel, Power Point and able to quickly acclimate to proprietary systems
• Set priorities, establish, and meet strict deadlines with flexibility to adapt quickly to changing priorities