Td Bank Specialty Ops Mgr - ABL United States, New Jersey 338484537
Department Overview:
This position is in the Asset Based Lending (ABL) Group. The Specialty Operations Manager I (SOM) leads a team of Collateral Analysts (CA) and/or Quality Assurance Analysts (QAA) whose responsibility is to monitor a designated portfolio. The team performs analysis of pledged collateral to ensure compliance with reporting, availability is maintained, and covenants are satisfied in a timely manner. This position interacts directly with Credit Management, Credit Administration, clients, Agent Banks, and internal bank departments. This position also requires the ability to understand complex loan agreements and interpret the applicable bank policies.
The above details are specific to the role which is outlined in the general description below.
The Specialty Operations Manager I supervises and trains Operations Specialists, Operations Supervisors and Quality Assurance Analysts. This job ensures effective and consistent monitoring of collateral and loans in the portfolio on the Stucky system and mainframe system. The Specialty Operations Manager I identifies collateral risk issues, takes corrective action and communicates to all levels of the organization. The job serves as a resource to team members.
Depth & Scope:
- Manages the Operations Specialists and/or Quality Assurance Analysts within one of the divisions
- Subject matter expert
- Serves as mentor for supervisors and managers in the department
- Chairs collateral review meetings
- Manages daily operations of workflow
- Interacts with staff, Loan Officers, and Customers on issues and concerns in securing collateral loans
- Sets goals and ensures that various areas manage toward overall Company objectives
- Meets with complex prospects
- Leads the development and implementation of lending strategies, policies and goals, in coordination with other division and region/group management
- Occasionally, attends collateral review meetings with Regional Credit Officers
- Evaluates collateral pledged and advance guidelines
- Serves as a resource to team members
- Establishes goals and objectives for staff
- Participates personally in developing and retaining business relationships and complex accounts
- Coordinates Customer retention efforts
Education & Experience:
- 4 year degree or equivalent experience
- 7-10 years related experience required
- In-depth understanding of commercial lending industry, business development techniques and credit decisions, with experience in corporate, asset based, leasing, international, foreign exchange and trade services and other specialty lending areas helpful
- Demonstrated ability to analyze business situations and effectively collaborate on overall corporate direction
- Excellent credit, financial analysis and accounting skills
- Refined negotiation skills
- Strategic planning and process management experience
- Demonstrated leadership experience, with strong financial management background
- Excellent written and verbal communication skills, including public speaking ability and positive public speaking presence
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
- Domestic Travel – Occasional
- International Travel – Never
- Performing sedentary work – Continuous
- Performing multiple tasks – Continuous
- Operating standard office equipment - Continuous
- Responding quickly to sounds – Occasional
- Sitting – Continuous
- Standing – Occasional
- Walking – Occasional
- Moving safely in confined spaces – Occasional
- Lifting/Carrying (under 25 lbs.) – Occasional
- Lifting/Carrying (over 25 lbs.) – Never
- Squatting – Occasional
- Bending – Occasional
- Kneeling – Never
- Crawling – Never
- Climbing – Never
- Reaching overhead – Never
- Reaching forward – Occasional
- Pushing – Never
- Pulling – Never
- Twisting – Never
- Concentrating for long periods of time – Continuous
- Applying common sense to deal with problems involving standardized situations – Continuous
- Reading, writing and comprehending instructions – Continuous
- Adding, subtracting, multiplying and dividing – Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Our Total Rewards Package
awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
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