JPMorgan Risk Management -Wholesale Credit – Public Finance-Analyst 

United States, Texas, Plano 

333711318

As a Public Finance Analyst within the Wholesale Credit Risk organization, you will be directly involved in direct lending transactions and portfolio management. Your responsibilities will include analyzing financial statements, keeping abreast of industry changes, preparing credit approval memos, participating in discussions with senior credit officers and bankers, and establishing credit facilities in line with the Bank's policies.

Job responsibilities

• Analyze financial statements, industry trends, and legal agreements to support credit transactions.
• Prepare credit approval memos and participate in discussions with bankers and senior credit officers.
• Set up credit facilities in coordination with the middle office and legal team.
• Track clients on an ongoing basis, prepare annual credit reviews, and update key stakeholders on developments affecting clients or the industry.
• Build strong relationships and maintain open communication channels with colleagues across the firm, including Bankers, Operations, Legal and Middle Office.
• Keep abreast of changing legislation, governmental actions, and economic trends impacting various US Government, Municipal, and Not-For-Profit sectors and clients.
• Participate in key projects across the department and contribute to process and efficiency improvement initiatives within the Credit organization.

Required qualifications, capabilities, and skills

• Knowledge of financial statements, accounting, and financial modeling.
• Strong communication skills—both oral and written.
• Ability to effectively present analysis and interact with key stakeholders.
• Deadline orientation; close attention to detail and accuracy; ability to perform under pressure.
• Ability to work proactively and independently as well as in a team environment.
• Strong interpersonal skills, with the ability to build relationships with key stakeholders across lines of business.
• Advanced Microsoft Office skills (Word, Excel, and PowerPoint)
• BA/BS degree is required.

Preferred qualifications, capabilities, and skills

• CFA or CPA certification is a plus.
• Familiarity with AI solutions and data analysis tools is a plus.
• Professional experience in financial services preferred (investment banking or similar).